Hawk Tuah, the viral sensation, suddenly found herself in the spotlightโand with it, a financial windfall. But hereโs the thing: over 60% of people who come into sudden money lose it just as quickly.
You might think, “That would never happen to me.” But the truth is, you already have that money, and most people are losing it without even realizing it.
What is Human Capital?
Letโs break this down by understanding your most valuable asset: your skills and experiences, what we call human capital. Think about the best content creatorsโthey spend years honing their craft. These skills are a form of wealth, a wealth that isnโt just about fame. Itโs about the value of your future income, which you must eventually turn into tangible dollars and cents.
Hawk Tuahโs Financial Dilemma
Hawk Tuah relied on a viral video for income, but she skipped an essential stepโthe building phase of her human capital. Now, she faces a tough choice. She can either try to stay in the spotlight, which is hard to do without foundational skills, or she can make that money last through smart financial planning.
Why This Matters to You
You might be thinking, “Iโm not famous, so that doesnโt apply to me.” But hereโs the reality: the same risks apply to everyday people, just at a slower pace. Every day, youโre developing your human capitalโwhether youโre a PT, OT, PA, NP, lawyer, or any other professional. These skills have real value.
For example, one of our FitBUX members has a human capital value of $1.15 million. But hereโs the catchโjust like Hawk Tuah risks losing her viral earnings, this FitBUX member could face financial hardship if they donโt convert that human capital into real wealth. Over time, human capital diminishes as you age. And just like many famous people, you could squander your fortune if you donโt act now.
The Key to Financial Security
The key isnโt just feeling okay about your finances; itโs knowing youโre on the right track. A solid financial plan gives you that certaintyโwhether youโre making everyday decisions or big ones.
How to Stay on Track
Take our FitBUX member as an example. With $1.15 million in human capital, they built a financial plan that covers everythingโfrom student loan repayment to buying a home and starting a family. Their FitBUX Score, which simplifies all their financial data into one number, shows a 99% probability of not running out of money by retirement. With that confidence, they can focus on implementation, regularly checking in and making adjustments as needed.
Conclusion
At the end of the day, you donโt need to go viral like Hawk Tuah to make moneyโyou already have the ability. But you do need a plan to keep it. Ready to start planning for your future? Explore more tools and resources at FitBUX.com, and take control of your financial journey today.
