We factor in your earning potential

We incorporate your largest asset, human capital, into our technology because you are much more than debts and financial assets.

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The Importance of Human Capital

Human capital influences:

  • How you repay student loans
  • How you save
  • Your investment allocations
  • Loan amounts you can afford
  • Your insurance needs

Education + Achievement + Behavior

Everything you've done so far (education, skills, experiences, and behavior) plays a role in financial planning. It dictates the level and the risk to your future income.

FitBUX collects over 1,000 data points when you build your profile to determine the value of your human capital.

Your True Net Worth

If you have debt and little in savings, other financial companies tell you your net worth is negative. At FitBUX, we know your human capital is a valuable asset.

Once you become a FitBUX member, we will calculate your human capital. You will be able to see your true net worth and how your hard work is expected to pay off.

Human Capital Over Time

As time goes on, you realize your human capital in the form of income. Your goal is to convert your human capital to financial capital.

We combine your human capital and finances into one easy-to-understand data point, the FitBUX Score, so you can track your progress..

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