The FitBUX Score

The FitBUX Score makes your financial life easy by taking thousands of data points and showing them to you in one unique Score.

How To Use Your FitBUX Score

"It's Like GPS For Your Money"

Where Are You Starting From?

When you're about to start driving, your GPS shows you your starting point.

Your FitBUX Score does the same thing...but for your money.

The FitBUX Score helps you easily understand your current financial situation and how to immediately improve it.

The higher your starting FitBUX Score, the more options you have to achieve your goals.
FitBUX Score Details
FitBUX Score Comparison

What Are Your Options?

With GPS, you put in your destination then are shown numerous routes.

Your FitBUX Score allows you to do the same thing. You can build plans that include items such as student loan repayment, marriage, home buying, and much more.

Your projected FitBUX Score gives you an easy way to visualize how allocating money to the 3 FitBUX Smart Categories (Paying Off Debt, Saving, Managing Risk) impact what options are available to you.

Step-By-Step Guidance

"Left turn in 1 mile...". Your GPS helps you get to your destination.

Similarly, your FItBUX Score helps you get to your financial destination.

You can see your FitBUX Score evolving over time as you get closer to your destination/financial goal using our one-of-a-kind FitBUX Solution tracking technology.
Implement your fitbux financial plan

How Your FitBUX Score Works

A New Way For Your Money

Old financial institutions only look at your financial assets. As a student or young professional, you're likely to have a fair amount of debt but little assets. Therefore, these institutions can't help you.

Your FitBUX Score incorporates your Human Capital and Behavioral Analysis. 

By incorporating your budget, financial assets, debt, human capital, and behavior, your FitBUX Score represents your complete financial picture.

Human Capital And Behavioral Analysis

Human Capital includes the education and skills you worked hard to obtain.

Behavioral Analysis looks at past behaviors to predict future behaviors. For instance, if you trained for a marathon, you may be more likely to demonstrate financial discipline.

Why It's Important

Your Human Capital and behavior influence your future income and the risk to that income. It influences how you'll repay your loan, save for retirement, plan a family, etc.

Your Human Capital and Behavior is the true you!. Incorporating them into your financial profile gives FitBUX the ability to customize your plan in a unique way.

FitBUX Score vs Credit Score vs Financial Planners

FitBUX Student Loan Help & Financial Planning Technology

Credit / FICo SCore

Financial Planners

Easy To Understand Score


Affordable Technology To Help You Track Your Plan


Track All Your Finances In One Place


Experts In Student Loans & Debt


Includes Budgeting & Financial Assets


Includes Human Capital Analytics

Debt Only


Includes Behavior Analytics


Frequently Asked FitBUX Score Questions

What is the FitBUX Score range?

The FitBUX Score ranges from 0 to 1,000 with 0 being the lowest score and 1,000 being the highest.


What is a bad FitBUX Score?

There are no "bad" score.  The lower your FitBUX Score, the more financial risk you have in your profile and the less options you have.

The higher your FitBUX Score, the lower the risk you have and your goal is to maintain/improve your Score.

What does the FitBUX Score mean to me?

Today: Everybody situation is different so it provides customized feedback for everyone.  

Tomorrow: Over time you want to maximize your human capital and convert it to financial capital. Your FitBUX Score shows you how to do that.

At retirement: Your FitBUX Score at retirement is a probability estimate of running out of money during retirement.  The higher your FitBUX Score, the lower probability of running out of money.

Life Is What Happens When You Don't Have To Think About Money!

Understand. Plan. Implement.