Take Control of you student loans - save thousands & Start Building wealth today
Trusted by 20,000+ professionals managing $2.7 billion. Discover how to save thousands on your student loans.
“I had an insane amount of debt with ridiculous interest rates. FitBUX is the best student loan planner. They are much more helpful than anyone I've spoken to... including those I've paid for advice. Using them is a no brainer and they saved my $45,000. I would highly recommend them to anyone!”

Dominic Lloyd-Randolfi
OTD, OTR/L
MGH Institute of Health Professions
Your Path To Loan Freedom in 3 simple steps

Complete Your Profile
Your profile feeds our technology so you get accurate student loan advice.

Get Expert Help
Customize your student loan plan by scheduling a call with a student loan expert or by use our technology.

Implement & Improve
Implement your plan with our one-of-a-kind technology, and reduce your student loan anxiety.
Trusted by graduates from over 200 universities

Struggling with student loans? Here's how to take control & Save thousands
Overwhelmed by repayment options? Unsure if you qualify for forgiveness? Don't leave thousands on the table.
At FitBUX, we simplify your loans with our 5-Step System. Our technology and expert advisors work together to help you save money and achieve your financial goals.
What would it mean to you if you knew you were on the best student loan repayment strategy? Now you can have the confidence you are making the right choices.
FitBUX Helps You...
- Analyze: Assess your student loans and financial situation.
- Plan: Create a personalized repayment strategy tailored to you.
- Act: Implement the plan with confidence and clarity.
- Track: Monitor progress through our easy-to-use platform.
- Succeed: Celebrate your financial wins and stay on track.
How much are you losing every month by not optimizing your repayment plan? Let's find out together.

More than student loans
Our one-of-a-kind technology allows you to build an entire plan. You can see how different repayment options impact other areas of life such as home buying, retirement, family planning, etc.
In addition, our FitBUX Experts are more than student loan planning experts. We are experts in planning, investing, mortgages, personal loans, credit cards, insurances, and more.

Implement your plan & relax
Once you meet with your student loan planner and have a plan in place, the next step is to implement it.
You can use FitBUX to:
- Shop and refinance your student loans
- Make sure you're paying off your loans according to your plan
- Track & save for the tax on loan forgiveness
- Track PSLF payments
- Track your entire plan

Student loan refinance service
Student loan refinancing is more than just saving money. Your student loan planner will help you:
- Decide if refinancing is right for you
- Figure out which loans to refinance
- Shop 8 of the top lenders in the country so you get the best interest rate
- Be there throughout the process because lenders are difficult
We are on your side and know refinancing isn't for everyone. In fact, only 25% of FitBUX members end up refinancing.

Our student loan planners vs the other guys
Compare Features | ![]() | Financial Planners | Budgeting Apps |
---|---|---|---|
Know all student loan repayment plans | |||
help you refinance your loans | |||
help with PSLF | |||
Savings strategy for the IDR tax bomb | |||
Assistance With Filing Separately vs Jointly | |||
Help with your loan servicer | |||
factor in your complete financial picture | |||
student loan updates to save maximize savings | |||
Affordability | As low as $15.25/mo | $2,800 setup fee $1,800/year | $9.99 - $29.99/mo |
Frequently Asked Questions
Our goal is for you to trust FitBUX and subscribe to our membership. We understand money is a long-term journey and not just a one-time thing.
We want to be your trusted financial partner for the rest of your life. This allows you to use our technology and experts without having to pay hundreds or thousands in fees before you truly know what you are getting.
Subscriptions are our primary source of revenue. We have also vetted a number of providers such as mortgage/student loan lenders and receive monthly fees from them. FitBUX Members are under no obligation to use our partners. We provide them because we know how difficult it is finding good help in financial services and want the best for our Members.
The last way we generate revenue is asset management fees via our hybrid robo-advisor. Again, FitBUX Members are under no obligation to use this service.
All of our student loan planners are FitBUX Experts. Experts are either CFA Charterholders, CFPs, or they have financial planning degrees. They have also undergone extensive training in student loans.
The finance industry is very archaic. In short, the finance industry doesn’t include student loan planners because it’s not traditionally the way the “experts” make money.
Once people realize financial aid officers and loan servicers do not provide advice, they turn to other "experts”. The first of these experts are CFPs (Certified Financial Planners). CFPs focus on 8 key topics which you can view here. You’ll notice that debt is not one of the major topics.
A registered investment advisor (RIA) is a fiduciary that gives investment advice. They have no way of making money by giving you advice on debt.
So many people call themselves financial advisors. Most of these individuals only have an insurance license and their knowledge is limited to the products they sell. I would be very cautious of working with them because their expertise is extremely limited.
This is just a short list of reasons. Here is a complete article on it if you'd like to read more.
THEY DO NOT WORK FOR YOU. An employee at a Federal loan servicer is not a student loan planner. Their job is simple. They are contracted by the Federal government to collect payments. Nothing more, nothing less.
They are not there to tell you which loan is best for you. How could they? They know nothing about you and aren’t there to try and save you money. Their job is to simply collect and pass on to the government.
By law, they are required to tell you which plan gives you the lowest monthly payment. That is it. Most of those plans actually cost you a tremendous amount of money over time relative to the other options.
A financial aid officer is far from being a student loan planner. They are great at telling you how to get a loan. However, their expertise ends there. They have no formal training in personal financial management.