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Student Loan Refinance

Our free student loan refinance tools and service include:

  • Access to unbiased financial experts
  • Easy Rate shopping
  • Personalized Help throughout the refinance process
  • Access to One-of-a-kind tools
  • A chance to win $25,000

Checking rates will not impact your credit score.

Student Loan Refinance

Our free student loan refinance tools and service include:

  • Access to financial experts
  • One-of-a-kind tools
  • A chance to win $25,000

This will not impact your credit score.


"I couldn't have imagined receiving this great of support for my student loans. Incredibly helpful and I will be recommending FitBUX to anyone I know with student loans."  - Zach H.

Getting Started Is Easy

Join FitBUX

Your free profile takes 5 minutes to build, gives you access to our tools, and helps us build a plan for you.

Get Free Expert Help

Get a free FitBUX Coach to help you understand and customize your plan.

Refi & Save

Complete your refinance with one of our partners and automatically qualify to win $25,000!

Our One-Of-A-Kind Student Loan Refinance Service

Student Loan Refinance Service Gives You Financial Experts
Real People, Real Experts
Our Coaches are Chartered Financial Analyst (CFA) Charter Holder & have degrees in financial planning. They work for you, not lenders or the government.

Whether refinancing or not, your Coach provides unbiased opinions. In fact, only 25% of the FitBUX members go through with refinancing.

Why? Because we're not a "refi farm" and really have our Members' best interest in mind. We are expert student loan planners.

Your situation is unique. FitBUX helps you choose the refinance strategy that is right for you.

Rate Shopping

We've partnered with the 10 best student loan refinance companies and work with you to find the right solution in a complex landscape.


Our Coaches are trained to know the nuances of each company and who will give you the best offer.


FitBUX's refinance service gives you the confidence that you're getting the best offer possible.

Help Throughout The Process
We know lenders and loan servicers can be a pain to work with. If you need help during your refinance, we'll jump on the phone with you and the lender to make sure everything is proceeding correctly.

Your FitBUX Coach is on your side and there to make sure the lender does what they are supposed to do.
Student Loan Refinance Tools
Most finance sites have a student loan refinance calculator as do lenders. However, most over estimate how much you save by refinancing.

Our student loan refinance tool + our free FitBUX Coaches will give you the accurate amount.

Therefore, you can decide what is best for you!
Click here to watch 3 mistakes people make and how our tools can help prevent you from making the same mistakes!

Real People. Real Experts

Our Coaches are Chartered Financial Analyst (CFA) Charter Holder & have degrees in financial planning. We work for you, not lenders or the government.


Whether refinancing or not, your Coach provides unbiased opinions. In fact, only 25% of the FitBUX members go through with refinancing.


Why? Because we're not a "refi farm" and really have our Members' best interest in mind. We are expert student loan planners.

Customized Student Loan Refinance Solutions

We consider the big picture using our innovative technologies. 


Your situation is unique. FitBUX helps you choose the refinance strategy that is right for you.

Student Loan Refinance Tool

Most finance sites have a student loan refinance calculator as do lenders. However, most over estimate how much you save by refinancing.


Our student loan refinance tool + our free FitBUX Coaches will give you the accurate amount that you save.


Therefore, you can decide what is best for you! 

Peace of Mind

We've partnered with the 10 best student loan refinance companies and work with you to find the right solution in a complex landscape.


We work with you throughout the entire refinance process. Our members love it.

Refinance And Enter Our $25,000 Giveaway Now!

Refi + $25,000 = No Brainer

It's simple...every time 500 FitBUX Members refinance their student loans with one of our 10 partners, we give away $25,000!


That's right. Refinance with one of our partners and you have a 1 in 500 chance to win $25,000!


Refi + $25,000 = No Brainer

It's simple...every time 500 FitBUX Members refinance their student loans with one of our 10 partners, we give away $25,000!


That's right. Refinance with one of our partners and you have a 1 in 500 chance to win $25,000! Learn More

Frequently Asked Questions About This Free Service

How can you offer this service for free?

We do so much refinance volume that lenders ask to partner with us.  As part of this partnership they pay us for each loan.  This is great because it allows us to decide who we work with.  Therefore, if you have a problem, we can help you get answers because the lenders don't want to lose our business.

Why do you offer this service for free?

Our primary source of revenue is from our financial planning technology and the monthly fee we charge for that.  Our goal is to build trust with each one of our Members so they continue to use our technology.  Also, when they need help for anything, from student loans to mortgages, they can trust us to show them the best options because we do not want to lose a lifetime Member.

How do I know you are sending me to the best lender?

We get asked this based on two points of view:

1) Are they really the lowest rate?  Answer: We keep a database of lenders rates for various data points.  This is one reason why we have you build your FitBUX profile.  Based on your profile we can triangulate who would offer the most competitive rates so you don't have to waste your time shopping 10 different lenders.

2) If the student loan refinance lender is paying you, how do I know you aren't simply sending me to the company that pays you the most?  Answer:  Each lender compensates us a different amount.  Our FitBUX Coaches do not know the amount each lender pays us. In addition, our Coaches are paid the same regardless of what lender you choose and/or if you decide to refinance or not.  That is why they don't pressure you to refinance.  Their goal is to provide you with the appropriate numbers and to answer your questions so you can make the best decision.

Do you negotiate lower interest rates?

Some of the lenders we work with will compete for your business. Thus, they will offer you a lower rate if we provide them with the right documents.  Be sure to ask your FitBUX Coach if this is an option for you.

Do you negotiate bonuses?

Some lenders will pay you a bonus if you refinance with them.  If you see a bonus at a lender, be sure to ask your FitBUX Coach about it and we'll try to get you a similar bonus.

Which student loan refinance companies do you partner with?

Check out our article titled FitBUX's Top 10 Student Loan Refinance Companies.  These are the companies we partner with.

Does refinancing my student loans increase my FitBUX Score?

When it comes to private loans, the majority of time your FitBUX Score will increase either today or increase relatively faster than if you didn't refinance.

For Federal student loans, it depends.  There are a number of different plans and each affects your FitBUX Score differently.  That is why we highly recommend speaking with one of our FitBUX Coaches.  They are expert student loan planners.

Get help, save money, peace of mind!