Customized For You

We incorporate your largest asset, human capital, into our technology because you are much more than debts and financial assets.

The Importance Of Human Capital 

Key Context

Human capital influences:

  • How you repay student loans

  • How you save

  • Your investment allocations

  • Loan amounts you can afford

  • Insurance needs

  • Much, much, more

FitBUX Using Human Capital

Customized For You

We incorporate your largest asset, human capital, into your financial plan because you are much more than debts and assets.

How Human Capital Works

Education + Your Achievements + Behavior

Everything you've done to date; education, skills, experiences, and behavior play a roll in financial planning. 

How you may ask?  They dictate the level and the risk to your future income.

FitBUX collects over 1,000 data points when you build your profile. Therefore, we can tell you what the value of your human capital is.

Your Human Capital Today

If you have debt or zero to little in savings, your net worth is negative... that is depressing and what other financial companies tell you.

Your human capital has value. Therefore, it is an asset.

When you become a FitBUX Member and build your profile, we will tell you what your Human Capital is.  Thus, you can see your true net worth and see how all your hard work has/will pay off.

Human Capital Over Time

As time progresses, you realize your human capital in the form of income. Therefore, your goal is to convert your human capital to financial capital in the best way possible.

That is exactly what FitBUX helps you do.  We combine your human capital and finances into one easy to understand data point, the FitBUX Score.


Thus, you can compare various scenarios.  Easily visualizing how different choices effect both the level of your future financial net worth and how to reduce the risk to your financial plan.