Take Control of your student loans - save thousands & Start Building wealth today

Our goal is for you to trust FitBUX and subscribe to our membership. We understand money is a long-term journey and not just a one-time thing.

We want to be your trusted financial partner for the rest of your life. This allows you to use our technology and experts without having to pay hundreds or thousands in fees before you truly know what you are getting.

Subscriptions are our primary source of revenue. We have also vetted a number of providers such as mortgage/student loan lenders and receive monthly fees from them. FitBUX Members are under no obligation to use our partners. We provide them because we know how difficult it is finding good help in financial services and want the best for our Members.

The last way we generate revenue is asset management fees via our hybrid robo-advisor. Again, FitBUX Members are under no obligation to use this service. 

All of our student loan planners are FitBUX Experts. Experts are either CFA Charterholders, CFPs, or they have financial planning degrees. They have also undergone extensive training in student loans.

The finance industry is very archaic. In short, the finance industry doesn’t include student loan planners because it’s not traditionally the way the “experts” make money.

Once people realize financial aid officers and loan servicers do not provide advice, they turn to other "experts”. The first of these experts are CFPs (Certified Financial Planners). CFPs focus on 8 key topics which you can view here. You’ll notice that debt is not one of the major topics.

A registered investment advisor (RIA) is a fiduciary that gives investment advice. They have no way of making money by giving you advice on debt.

So many people call themselves financial advisors. Most of these individuals only have an insurance license and their knowledge is limited to the products they sell. I would be very cautious of working with them because their expertise is extremely limited.

This is just a short list of reasons. Here is a complete article on it if you'd like to read more.

THEY DO NOT WORK FOR YOU. An employee at a Federal loan servicer is not a student loan planner. Their job is simple. They are contracted by the Federal government to collect payments. Nothing more, nothing less.

They are not there to tell you which loan is best for you. How could they? They know nothing about you and aren’t there to try and save you money. Their job is to simply collect and pass on to the government.

By law, they are required to tell you which plan gives you the lowest monthly payment. That is it. Most of those plans actually cost you a tremendous amount of money over time relative to the other options.

A financial aid officer is far from being a student loan planner. They are great at telling you how to get a loan. However, their expertise ends there. They have no formal training in personal financial management.