An Expert Student Loan Planner Is ready to help you!
Our FitBUX Coaches are expert student loan planners. We have assisted Young Professionals in managing & eliminating over $1.6 Billion in student loans.
Now you can get expert guidance in:
- Developing your student loan plan
- Student loan refinancing
- Building a complete plan
Join FitBUX and schedule a call with a student loan planner today.

FitBUX is the best student loan planner. They are much more helpful than anyone I've spoken to... including those I've paid for advice. Using them is a no brainer. I would highly recommend them to anyone!
Dominic Lloyd-Randolfi
OTD, OTR/L Class of 2017
MGH Institute of Health Professions
Steps To Speaking With A Student Loan Planner
Join FitBUX
Once you become a Member, complete your profile to your student loan planner with a good understanding of your situation.
Your Student Loan Planner
After you build your profile, click the phone icon on your dashboard. Pick a time that is convenient for you to chat with a FitBUX Coach who is an expert in student loans.
Implement Your Plan
Get a customized plan, implement it with our one-of-a-kind technology, and get back to enjoying your life.
Finally, You Can Get Student Loan Advice You Deserve

Develop Your Plan For Free
ICR, IBR, PAYE, PSLF, student loan refinancing, etc. Its a lot to navigate!
Your student loan planner is an expert in everything student loans. Plus, FitBUX has technology that allows you to customize a plan. Therefore, you can build a student loan plan that is perfect for you!
We believe planning your future should not cost you your future. That is why we assist you in developing your plan for free!

Its More Than Just Student Loans
No more confusing excel models!
Our one-of-a-kind technology allows you to build an entire plan. Therefore, you see how different student loan repayment options impact other areas of life such as home buying, retirement, family planning, etc.
In addition, our FitBUX Coaches are more than student loan planning experts. We are experts in planning, investing, mortgages, personal loans, credit cards, insurances, and more.

Implement Your Plan & Relax
Once you meet with your student loan planner and have a plan in place, the next step is to implement it.
You can use FitBUX and your membership to:
Refinance your student loans;
Make payments to your loan servicers;
Make sure you're paying off your loans according to your plan;
Track & save for the tax on loan forgiveness;
Track PSLF payments; and
Track your entire plan!
Free Student Loan Refinance Service
Student loan refinancing is more than just saving money. Your student loan planner will help you:
- Decide if refinancing is right for you
- Figure out which loans to refinance
- Shop 9 of the top lenders in the country
- Be there throughout the process because lenders are difficult
We are on your side and know refinancing isn't for everyone. In fact, only 25% of FitBUX members end up refinancing.
Who Should Use A FitBUX Student Loan Planner?
FitBUX Is Trusted by Graduates From Over 200 Universities









Top Questions About Our Student Loan Planners
Our goal is for you to trust FitBUX, subscribe to our premium membership, and call whenever you have money related questions throughout the rest of your life.
Therefore, we offer you a student loan planner for free so you trust us. We want to be your trusted go to financial partner the rest of your life. This allows you to use our technology and experts without having to pay a bunch of fees before you truly know what you are getting!
Today we make money 3 ways.
First, our student loan planners work with so many Young Professionals that student loan refinance lenders pay us to be on the platform. Therefore, we can offer student loan planning and our student loan refinance service for free.
Second, we have a special currently for $15.99 per month for our premium membership. This technology makes sure you are implementing your plan correctly. You are not obligated to sign-up for one of these solutions.
Third, we offer other services to implement your plan. These include investment management, mortgages, credit card refinancing, personal loans, and insurance products.
The cool thing is, our primary monetary driver is our premium memberships. Therefore, we don't pressure you into any decisions such as refinancing, get life insurance, etc...
We don't use archaic and confusing excel sheets. Everything is web-based and interactive. You have access to your free profile anytime you want to log in. The free profile includes a number of financial planning tools. It will also be used by your student loan planner to illustrate your options during your phone call.
All of our student loan planners are FitBUX Coaches. Our Coaches are either CFA Charterholders or they have financial planning degrees. They have also undergone extensive training in student loans.
The finance industry is very archaic. In short, the finance industry doesn’t include student loan planners because its not “traditionally” the way the 'experts' make money.
Once people realize financial aid officers and loan servicers do not provide advice, they turn to other "experts”. The first of these experts are CFPs (Certified Financial Planners).
CFPs are great and have a good body of knowledge. That body of knowledge focuses on 8 key topics which you can view here. You’ll notice that debt is not one of the major topics.
A registered investment advisor (RIA) is a fiduciary that gives investment advice. The key here is that they make their money when you invest with them. In short, they have no way of making money by giving you advice on debt.
Very few RIAs are good at giving advice on debt. I don’t blame them for this either. Their focus should be on managing your investments.
Financial advisors... so many people call themselves advisors nowadays. Most of these individuals only have an insurance license and their knowledge is limited to the products they sell. I would be very cautious of working with them because their expertise is extremely limited.
This is just a small list of reasons. Here is a complete article on it if you'd like to read more.
THEY DO NOT WORK FOR YOU. An employee at a Federal loan servicer is definitely not a student loan planner.
Their job is simple. They are contracted by the Federal government to collect payments. Nothing more, nothing less.
They are not there to tell you which loan is best for you. How could they? They know nothing about you and aren’t there to try and save you money. Their job is to simply collect and pass on to the government.
In fact, by law, they are required to tell you which plan gives you the lowest monthly payment. That is it. Most of those plans actually cost you a tremendous amount of money over time relative to the other options.
A financial aid officer is far from being a student loan planner. They are great at telling you how to get a loan. However, their expertise ends there. They have no formal training in personal financial management.
Top Questions About Our Free Student Loan Planning Service
Our goal is for you to trust FitBUX, use our monthly financial planning software to manage your money, and call whenever you need financial help throughout the rest of your life.
Today we make money 3 ways.
First, our student loan planners help so many Young Professionals that student loan refinance lenders pay us to be on the platform. Therefore, we can offer student loan planning and our student loan refinance service for free.
Second, we have a special currently for $12.99 per month for our innovative FitBUX Solution. This technology makes sure you are implementing your plan correctly. You are not obligated to sign-up for one of these solutions.
Third, we offer credit card refinancing services which are free for you to use much like the student loan refinance service. We will soon start offering mortgages and asset management on the platform as well.
We don't use archaic and confusing excel sheets. Everything is web-based and interactive. You have access to your free profile anytime you want to log in. The free profile includes a number of financial planning tools
Our founder, Joseph Reinke, wrote an article about this question. Check it out by clicking here.