We're going to review how to look at this from the big picture, and then apply it to the specific industry you want.
The status quo is to go into target date funds, which are easy, but doesn't look into your ability to take risks. Most of these funds take way too much risk especially for new grads. We discuss why on this podcast.
In addition, often times people quote an average stock market return of 8% - 10% per year. However, they don't know the details of those research reports. Those details matter because you want to make sure your stock allocations are correct. Joe deep dives into this and more on the podcast.