The inefficiencies of financial services will cost you in the long run.
The "old" way is to go to a bunch of different financial people because they only have knowledge about their specific areas. Knowbody puts it all together for you into the bigger pictures. Plus they will push products that you may or may not need because they get paid on those products.
In short, traditional financial services create more chaos than good. In this podcast, Joe provides you with a number of examples on how the wrong student loan choice, investment choice, mortgages, etc... can cost you hundreds of thousands of dollars.
In addition, he discusses how to avoid these inefficiences and if you do, you can be like the example Joe gives whereby the FitBUX member now has the opportunity to have 4x the amount of money by the time they hit retirement!