Customized IDR Accounting Service To Maximize Savings
Couples filing taxes separately save money on student loan payments, but pay more in taxes.
Filing Jointly saves money on taxes, but increases your student loan payment.
BUT.... there are regulations that let save on your student loans and taxes!
Don't leave free money on the table! Complete our free questionnaire to see if you can take advantage of our IDR Accounting Service.
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The Big Picture
The regulations are complex. In fact, most financial planners and accountants do not know how to take advantage of them.
However, FitBUX's IDR Accounting Service makes it easy so you can maximize your savings.
Decide If You Should File Separately Or Jointly
FitBUX’s IDR Accounting service:
Helps you decide if filing separately or not today will save you money;
Each year, your situation and tax laws change. We make sure each year that filing separately still benefits you.
Save Money On Your Taxes
When you file separately, you can still get a tax refund by amending your tax return to jointly in future years.
Sound complex and confusing? It is.
Don't worry, with our IDR Accounting service, we will help you amend your taxes in the future, make sure you get the timing of it correct, and get the benefit of filing jointly.
Loan Servicer Help
Loan servicers are hard to deal with.
Plus, they make mistakes that can cost you thousands all the time.
We know they can be a pain to deal with. That is why we will make sure they are what they are supposed to do.
We'll even call them with you to help correct mistakes!
Our Process Is Easy
Complete The Questionnaire
We will crunch the numbers and will let you known your estimated savings within one business day.
IDR Accounting Service
Our Service is just $150/yr & offers a comprehensive approach to save. We are so confident in our results that we offer a 100% money back guarantee - with no risk to you!
Save, Save, Save
We notify when its time to take action so you can easily save money and not have to think about it. You'll be excited with the extra $1,000s in your bank account!
about us
Get Expert Help With Your Student Loans & Your Financial Plan
Student Loan Experts
FitBUX is the go-to student loan planner for those seeking expert help. We take pride in offering comprehensive solutions tailored to your individual needs and financial situation.
To date, we've helped individuals manage over $1.6 billion in student loans!
Get the help you need to make informed decisions regarding your student loan debt and get on track towards a brighter financial future.
Who Should Use FitBUX's IDR Accounting Service?
Top Questions About Our IDR Accounting Service
FitBUX helps you determine the difference in monthly payments between filing jointly and separately. We do not prepare your taxes for the current tax year.
However, we do help you prepare the necessary documents to amend your tax return from married filling separate to married filing jointly.
Yes to both. If you use a tax preparation software such as Turbo Tax, we may be able to use the same software to prepare the paperwork for reclassifying your tax return
If the annual amount you save is not greater than the amount you are charged, you will receive your money back. Its that simple!
In order to reclassify your tax return, we need the data from the tax return you filed. We do this one of two ways:
1) You can upload a .pdf copy of your tax return to a secured server that we will provide for you
2) You can snail mail them to us
If you file your taxes separately, you are not eligible to contribute to a Roth IRA. However, you may contribute to a Traditional IRA with after-tax money. Then after you make the contribution you may convert to a Roth IRA.
FitBUX's IDR Optimization service guides you in doing this. Some people decide to do it on their own at a place such as Vanguard or Fidelity.
No but there are a few items to dive deeper into...
If you file your taxes separately, you are not eligible to contribute to a Roth IRA. However, you may contribute to a Traditional IRA with after-tax money. Then after you make the contribution you may convert to a Roth IRA.
FitBUX's IDR Optimization service guides you in doing this. Some people decide to do it on their own at a place such as Vanguard or Fidelity.
However, most want us to do it for them. Therefore, we can do it through our hybrid robo-advisor. The cost is 0.50% of assets under management per year. For example, if you have $10,000 invested with FitBUX's RIA then it would cost $50 per year.
FitBUX, Inc. is helping Young Professionals manage and eliminate over $950 million in student loan debt. We're on a mission to help everyone manage their money smarter!
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This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.
Advisory services provided by Fitbux RIA LLC and Betterment LLC.
Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Fitbux RIA LLC's charges and expenses. Fitbux RIA LLC's internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and is limited to the information provided in each client's Fitbux profile build at https://www.fitbux.com. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature.
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