Your home ownership questions answered

You have a lot of home buying questions with no one place to go for answers. At FitBUX, our technology and experts provide answers for your unique situation.

Home ownership answers in one place

Calculators

Our membership includes access to a number of calculators that are customized to your situation. 

Optimization Technology

Take the guesswork out of buying a house. Our technology will tell you when and how much to buy!

Additional Help

Track your financial plan, talk to experts, and use vetted lending partners to get a mortgage.

Easy-to-use calculators

Planning Technology

See the impact marriage, student loans, children, etc. have on buying a home.  You can build multiple plans to see which one gives you the best outcome.

Mortgage Points

Calculate exactly how much you should pay in points, what your break even time period is, and what type of mortgage strategy to implement.  You can even see if it makes sense to pay off your mortgage quickly or invest.

Mortgage Repayment

Easily calculate what your monthly payment would be and how quickly you can pay off your mortgage.

Optimized financial plan

Want customized help but don't want to spend time developing an entire plan? No problem.

Our financial plan optimization technology does the heavy lifting. Simply answer a few questions and we'll customize an entire financial plan including if you should buy a house and when you should buy it.

How much home can I afford?

Lenders don't tell you how much you can afford. They tell you how much loan you qualify for.

Our technology takes into account your entire financial profile and tells you exactly how much you can afford to buy.

Should I rent or buy?

We take into account all the information on your FitBUX profile.  Then we run complex algorithms and let you know what makes sense for you.

Additional Help Is Here!

Neo home loans is one of FitBUX's mortgage lending partners
Movement Mortgage is one of FitBUX's mortgage lending partners
Mortgages & HELOCs

We are picky on who we partner with. Our goal is to give FitBUX members the best experience possible.  Therefore, we don't just partner with anyone.

In fact, our founder personally uses these lenders for his loans. That is how we know their customer service is top notch.

Frequently Asked Questions

Do I have to build a profile to use the housing calculators?

Yes.  All of our calculators are customized to you.  They factor in thousands of data points to give you the most accurate information possible.

Does the technology take into account future events such as raises, marriage, etc.?

Yes, you can use the technology with or without these future events.  

How can I use the FitBUX Score to help me with my home buying decision?

The FitBUX Score takes all of your data and puts it into one easy-to-understand score.

When it comes to housing, the Score reflects how much risk you are taking by getting a mortgage. For example, you may currently rent and then you build a financial plan where you buy a house.  If the Score drops in the short-run, it’s because of the added risk.  If it increases in the short-run, it’s an easy choice to buy.

In the long-run, the Score reflects what puts you in a better financial position.  For example, if you buy a house today and your Score drops by 65 but your Score is higher than if you rented, then buying may make sense. It puts you in a better financial situation.  However, you have to determine if the risk is worth it today compared to the return of tomorrow.