A financial road map for students

Our one-of-a-kind technology makes financial planning for college students and their parents easy.

Build a plan to see how you'll navigate your college years and the impact of your choices post-graduation.

Financial Planning For College Students Testimonial

I looked around everywhere for a financial planning app for students and couldn't find one. I'm so grateful that FitBUX saw the need for students and created a financial planning platform for students and recent graduates. Its' awesome!

Michael Kowitz
Class of 2025
University of Wisconsin La Crosse

How FitBUX for Students Works

Complete Your Profile

Answer questions about your finances and background.

Build Your Plan

Use our financial planning technology designed specifically for college students.  You can also schedule a call with an Expert.

Implement & Improve

Our college financial planning technology helps you stay on track.  We can also help you get private loans if you need them!

Get Started for free!

Find out why Members love FitBUX. Start with a free 14-day trial then pay as little as $15.75/month.  Legacy financial planners often charge over $2,200 a year.

Student Account

  • Student loan strategy
  • Platform for individuals & families
  • AI-powered plan assistance
  • Access to financial experts
  • FitBUX Money School courses

Education funding

Building a financial plan and budget starts with income. As a college student, you have little to no income.

Our college financial planning technology allows you to include Federal and private loans, scholarships, grants, parent funding, spouse income, and more.

Expenses

Managing expenses as a college student is a big component of your financial plan. With FitBUX's technology, you can include items such as:
  • Cost of education (books and tuition)
  • Regular expenses such as rent and food
  • Debt payments (cars and credit cards) and contributions to investments if you have them
  • Insurance costs

Simulating

A good financial plan for college students looks to the future. It includes their school years and beyond.


That is exactly what FitBUX's technology does. You can even include life events post-graduation such as getting a masters degree, buying a home, and getting married.


You can also use the technology to simulate various student loan repayment strategies. You can see how they will impact your life post-graduation!

Private Loans

Need additional funding? College students often go with the most popular lender but they might not have the best rates.


Your FitBUX Expert is here to help you shop companies so you can pay as little as possible. They can also answer your questions about repayment!

Frequently Asked Questions

Why is financial planning and personal finance important for college students?

College students get their funding at the beginning of quarters/semesters. They can’t take out more money until the following quarter/semester.

Poor financial planning leaves college students short on funds at the end of the quarter/semester.
Since they are short on funds, they either drop out or take on credit card debt. Neither situation is ideal.


Knowing what you are doing post-graduation with items such as student debt can give you a leg up while in school.  You can start networking to find the right job as well as negotiating the salary you'll need to meet your goals.

 

When should I create a student financial plan?

Today!  You could be going into school, 1-4 years in already, or be graduating soon.  Yesterday was the best time to start. Today is the next best time.

What are financial goals for students?

Develop good financial discipline.  

The easiest way to do this while in school is managing expenses.

Pay off your credit card monthly.

Limit borrowing.

Keep living expenses down to the best of your ability.

See if you can take a passion and turn it into a side hustle to make some money.

 

What does personal finance in college include?

Expense management.
Budgeting with limited cash inflow
Making sure you have enough money for the entire quarter/semester.
See how much you have to work in order to not run out of money and go into credit card debt.


How should I budget as a college student?

Focus on cutting expenses one item at a time. The key is to manage your cash inflow so you don't run out of money mid-quarter or semester. 

Get our free financial management guide.  Our guide makes managing your money easy and stress free.