The FitBUX Score FAQ

The FitBUX Score is a number between 0 and 1,000. It summarizes your current financial health in an easy to understand number. Your FitBUX Score, based on our proprietary algorithm, uses factors such as personal achievements, past and current earnings, as well as earnings potential. It takes an individual’s past, present, and future into account. We consider the ENTIRE YOU.

No, it is much more than a credit score.
Traditional credit scores mostly assess an individual’s history to make decisions which will impact this individual’s future, sometimes for many many years: have you paid your bills on time over the last n years? What is your average credit card balance? This means decisions are made looking in the rearview mirror only.
With the FitBUX Score, we’re incorporating not just historical data but also information about your education, profession, and other Human Capital variables to forecast your overall potential and what it means for your financial health today and in the future.
The FitBUX Score helps individuals make critical decisions looking at the past, present, and future. That’s a big deal.

See your FitBUX Score change by updating your profile with your latest information and monitor your overall financial health over time. We encourage you to update your profile to reflect changes in educational attainment, professions and income, when you pay off your debts, and as you build assets. Monitor your FitBUX Score over time on your Dashboard and see how you compare to others.

Human Capital is defined as “the collective skills, knowledge, or other intangible assets of individuals that can be used to create economic value for the individuals, their employers, or their community”. Human Capital is a very valuable asset when considering one’s overall financial picture. However, it’s largely ignored financial by institutions. By taking into account one’s Human Capital, we’ve created the first truly complete financial profile, The FitBUX Financial Profile, summarized by the FitBUX Score.