Most lending partners will provide you a rate quote using a “soft credit pull”. This does not impact your credit score. If you are being asked for a “hard credit pull” then yes, this would affect your credit score.
Learn more about the different type of credit pulls here.
When a lender asks a credit bureau to look at your credit report, that inquiry may get noted as part of your credit history. There are two types of inquiries—hard and soft.
A personal loan is an option if you’re looking to consolidate high-interest debt (credit card debt for instance) or finance a large expense like a home improvement project. Interest rates on personal loans are typically lower than credit cards for borrowers with good credit, and most personal loans are unsecured, meaning they don’t require collateral.
Personal loans are not a good idea to finance discretionary expenses such as taking a month-long vacation…
FitBUX does not charge a fee for our personal loan service. However, some of our lending partners charge a fee if you proceed with the loan. Your FitBUX Coach will analyze this fee with you and help you determine whether this fee is worth paying in your specific situation.