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What is Human Capital and why is it important?

Human Capital is defined as “the collective skills, knowledge, or other intangible assets of individuals that can be used to create economic value for the individuals, their employers, or their community”. Human Capital is a very valuable asset when considering one’s overall financial picture. However, it’s largely ignored financial by institutions. By taking into account Read More …

What is the FitBUX Score?

The FitBUX Score is a number between 0 and 1,000. It summarizes your current financial health in an easy to understand number. Your FitBUX Score, based on our proprietary algorithm, uses factors such as personal achievements, past and current earnings, as well as earnings potential. It takes an individual’s past, present, and future into account. Read More …

Is the FitBUX Score a credit score?

No, it is much more than a credit score. Traditional credit scores mostly assess an individual’s history to make decisions which will impact this individual’s future, sometimes for many many years: have you paid your bills on time over the last n years? What is your average credit card balance? This means decisions are made Read More …