Author Archives: admin
Author Archives: admin
We provide services which help recent graduates and young professionals:
1) Understand their overall financial picture and their student loan situation in particular. This is done by creating a FitBUX Profile and getting their FitBUX Score.
2) Plan and develop a strategy to deal with their student loans and understand the impact of potential financial decisions on their current and future financial picture.
We offer free student loan refinance services and coaching, along with other financial products (personal loans, etc) via our direct relationships with the major student loan refinance companies.
3) Implement their student loan repayment strategy. Our Solutions holds FitBUX Members accountable to make sure that they implement their plan and stay on top of it.
Our first solution helps young professionals pursuing student loan forgiveness plan for the associated tax liability and stay on track throughout their IDR plan duration. You can learn more here.
Getting started is easy. Simply create your free FitBUX account and fill out your profile. It will only take a couple of minutes and you can use estimates.
Once you’ve created your profile, you will get access to:
See your FitBUX Score change by updating your profile with your latest information and monitor your overall financial health over time. We encourage you to update your profile to reflect changes in educational attainment, professions and income, when you pay off your debts, and as you build assets. Monitor your FitBUX Score over time on your Dashboard and see how you compare to others.
If you have a cosigner, such as a parent or a relative, who has a stronger credit profile, adding a cosigner to your application can improve your chances of getting approved and/or help you qualify for a lower interest rate.
We partner with refinance companies that allow you to release your cosigner in as short as 1 year as long as you make payments on time and in full. Please contact us to learn more.
Some of our refinance partners allow you to defer payments in times of economic hardship, including the loss of a job. Each refinance company may have its own set of policies so please inquire with the refinance company when applying.
You can also check out our student loan refinance reviews which highlight each companies co-signor release policy.