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What services does FitBUX provide?

We provide services which help recent graduates and young professionals:

1) Understand their overall financial picture and their student loan situation in particular. This is done by creating a FitBUX Profile and getting their FitBUX Score.

2) Plan and develop a strategy to deal with their student loans and understand the impact of potential financial decisions on their current and future financial picture.

We offer free student loan refinance services and coaching, along with other financial products (personal loans, etc) via our direct relationships with the major student loan refinance companies.

3) Implement their student loan repayment strategy. Our Solutions holds FitBUX Members accountable to make sure that they implement their plan and stay on top of it.

Our first solution helps young professionals pursuing student loan forgiveness plan for the associated tax liability and stay on track throughout their IDR plan duration. You can learn more here.

  • Updated November 21, 2019

How do I get started?

Getting started is easy. Simply create your free FitBUX account and fill out your profile. It will only take a couple of minutes and you can use estimates.

Once you’ve created your profile, you will get access to:

  • Your initial FitBUX Score
  • Our free tools and calculators
  • Our free services which can help you save money by refinancing your student loans, securing a personal loan and more.
  • Our paying services such as our IDR Savings Solution. More products are coming soon too!
  • Access to a FitBUX Coach should you have any questions.


  • Updated November 21, 2019

How is my FitBUX Score updated over time?

See your FitBUX Score change by updating your profile with your latest information and monitor your overall financial health over time. We encourage you to update your profile to reflect changes in educational attainment, professions and income, when you pay off your debts, and as you build assets. Monitor your FitBUX Score over time on your Dashboard and see how you compare to others.

  • Updated November 21, 2019

How can I improve my chances of getting approved for refinancing?

If you have a cosigner, such as a parent or a relative, who has a stronger credit profile, adding a cosigner to your application can improve your chances of getting approved and/or help you qualify for a lower interest rate.

We partner with refinance companies that allow you to release your cosigner in as short as 1 year as long as you make payments on time and in full. Please contact us to learn more.

  • Updated November 21, 2019