{"id":1497,"date":"2018-03-26T20:07:22","date_gmt":"2018-03-27T01:07:22","guid":{"rendered":"http:\/\/fitbuxarticles.fitbux.com\/?p=1497"},"modified":"2022-04-07T12:30:41","modified_gmt":"2022-04-07T17:30:41","slug":"pslf-350-million-boost","status":"publish","type":"post","link":"https:\/\/www.fitbux.com\/articles\/pslf-350-million-boost\/","title":{"rendered":"PSLF Program Gets $350M Boost From Spending Bill"},"content":{"rendered":"<div id=\"pl-1497\" class=\"panel-layout\">\n<div id=\"pg-1497-0\" class=\"panel-grid panel-no-style\" data-style=\"{&quot;background_display&quot;:&quot;tile&quot;,&quot;cell_alignment&quot;:&quot;flex-start&quot;}\" data-ratio=\"1\" data-ratio-direction=\"right\">\n<div id=\"pgc-1497-0-0\" class=\"panel-grid-cell\" data-weight=\"0.70038659793814\">\n<div id=\"panel-1497-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" data-style=\"{&quot;background_display&quot;:&quot;tile&quot;}\">\n<div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n<p><em>Joseph Reinke, <\/em><a href=\"https:\/\/www.cfainstitute.org\" target=\"_blank\"><em>CFA<\/em><\/a><em>, CEO of <\/em><a href=\"https:\/\/www.fitbux.com\"><em>FitBUX<\/em><\/a><\/p>\n<p>Last week, President Trump signed a $3.1 trillion spending bill. <strong>The bill included a one-time $350 million expansion for student loan borrowers seeking public service loan forgiveness (PSLF). <\/strong><\/p>\n<p><strong>(For more details about PSLF in general, we wrote <a href=\"http:\/\/fitbuxarticles.fitbux.com\/debt\/student-loans\/public-service-loan-forgiveness-the-basics-part-1-of-3\/\" target=\"_blank\">detailed articles here.)<\/a><\/strong><\/p>\n<p>Not much is known about the process yet, but <strong>here is what we know:<\/strong><\/p>\n<p>1- It\u2019s a <strong>first-come, first served<\/strong> deal.<\/p>\n<p>2- It&#8217;s intended for <strong>those that mistakenly chose or were misled into the wrong repayment options<\/strong> thus not qualifying for <a href=\"https:\/\/www.fitbux.com\/articles\/protect-yourself-pslf-fails\/\"  data-wpil-monitor-id=\"81\">PSLF<\/a>.<\/p>\n<p><strong>Here is an example<\/strong> of who would qualify:<\/p>\n<p>Mike began working for a non-profit hospital 10 years ago (the actual name has been changed to protect Mike&#8217;s true identity). Mike chooses to go on an extended graduated repayment plan for 25 years.<\/p>\n<p>He thought he would qualify to have his student loans forgiven after ten years because he works at a non-profit company. His loan servicers, which over the ten-year span changed multiple times, each reassured him that he would qualify.<\/p>\n<p>When Mike submitted the paperwork for loan forgiveness after working for 10 years, he was told by the government that he doesn\u2019t qualify because the student loan repayment plan he chose, the graduated repayment plan, does not qualify for loan forgiveness.<\/p>\n<p>The $350 million is there to help Mike and others in similar situations.<\/p>\n<p>Mike\u2019s story also highlights two important points. First, <strong>make sure you are on the right repayment plan<\/strong> if you are going for loan forgiveness and second, <strong>don\u2019t wait ten years to submit the paperwork.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"pgc-1497-0-1\" class=\"panel-grid-cell\" data-weight=\"0.29961340206186\">\n<div id=\"panel-1497-0-1-0\" class=\"so-panel widget widget_black-studio-tinymce widget_black_studio_tinymce panel-first-child\" data-index=\"1\" data-style=\"{&quot;background&quot;:&quot;#ffffff&quot;,&quot;background_image_attachment&quot;:false,&quot;background_display&quot;:&quot;tile&quot;,&quot;border_color&quot;:&quot;#000000&quot;}\">\n<div class=\"panel-widget-style panel-widget-style-for-1497-0-1-0\">\n<div class=\"textwidget\">\n<h3 style=\"text-align: center;\">Young professionals manage over $400 million in student loans with FitBUX? Become a member today, it&#8217;s free.<\/h3>\n<p style=\"text-align: center;\"><a class=\"button medium\" href=\"http:\/\/www.fitbux.com\/\">Free Student Loan Analysis<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"panel-1497-0-1-1\" class=\"so-panel widget widget_facebook-likebox widget_facebook_likebox panel-last-child\" data-index=\"2\" data-style=\"{&quot;background_display&quot;:&quot;tile&quot;}\">[siteorigin_widget class=&#8221;WPCOM_Widget_Facebook_LikeBox&#8221;]<input type=\"hidden\" value=\"{&quot;instance&quot;:{&quot;title&quot;:&quot;&quot;,&quot;like_args&quot;:{&quot;href&quot;:&quot;https:\\\/\\\/www.facebook.com\\\/fitbuxofficial\\\/&quot;,&quot;width&quot;:340,&quot;height&quot;:432,&quot;show_faces&quot;:true,&quot;stream&quot;:false,&quot;cover&quot;:true}},&quot;args&quot;:{&quot;before_widget&quot;:&quot;&lt;div id=\\&quot;panel-1497-0-1-1\\&quot; class=\\&quot;so-panel widget widget_facebook-likebox widget_facebook_likebox panel-last-child\\&quot; data-index=\\&quot;2\\&quot; data-style=\\&quot;{&amp;quot;background_display&amp;quot;:&amp;quot;tile&amp;quot;}\\&quot; &gt;&quot;,&quot;after_widget&quot;:&quot;&lt;\\\/div&gt;&quot;,&quot;before_title&quot;:&quot;&lt;h3 class=\\&quot;widget-title\\&quot;&gt;&quot;,&quot;after_title&quot;:&quot;&lt;\\\/h3&gt;&quot;,&quot;widget_id&quot;:&quot;widget-0-1-1&quot;}}\" \/>[\/siteorigin_widget]<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Joseph Reinke, CFA, CEO of FitBUX Last week, President Trump signed a $3.1 trillion spending bill. The bill included a one-time $350 million expansion for student loan borrowers seeking public service loan forgiveness (PSLF). (For more details about PSLF in general, we wrote detailed articles here.) Not much is known about the process yet, but [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[185],"tags":[160,145],"class_list":["post-1497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan-forgiveness","tag-fitbux-student-loan-help","tag-student-loan-forgiveness","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PSLF Program Gets $350M Boost From Spending Bill<\/title>\n<meta name=\"description\" content=\"This article highlights the implications of the additional $350 million allocated to PSLF in the latest spending bill.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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