{"id":13804,"date":"2022-06-29T06:47:27","date_gmt":"2022-06-29T11:47:27","guid":{"rendered":"https:\/\/www.fitbux.com\/articles\/?p=13804"},"modified":"2023-09-15T10:51:59","modified_gmt":"2023-09-15T15:51:59","slug":"investment-terms-for-beginners","status":"publish","type":"post","link":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/","title":{"rendered":"25 Investment Terms For Beginners"},"content":{"rendered":"

In order to make money complement your life and not dictate it, you need to be able to understand what you read\/hear.\u00a0 Being able to interpret the language of money is key to understanding. Therefore, we put together this list of investment terms to help you build a solid foundation as you begin building your financial knowledge.<\/p>\n

Types Of Investment Accounts & Their Related Terms<\/h2>\n

401k:<\/strong> A type of retirement plan offered by employers to employees.\u00a0 A 401k is not an investment. Instead it is a vehicle used to house investments and has distinct tax treatments that differentiates it from other retirement accounts.\u00a0 These retirement accounts are typically used by for-profit businesses. Click here for more info.<\/p>\n

403B: <\/strong>Mostly the same as 401k but used by non-profit employers.<\/p>\n

529 Plan:<\/strong>\u00a0 Type of account used to save for children\u2019s future education costs (K – 12 and college)<\/p>\n

Brokerage Account: <\/strong>An investment account that allows you to buy and sell stocks, bonds, mutual funds, ETFs, and a wide variety of investments.<\/p>\n

Employer Matching: <\/strong>An amount usually stated as a percent of your income that an employer matches as a contribution in a 401k or a 403b.\u00a0 If you make $60,000 and your employer matches 3%, if you put in $1,800 per year into your 401k, your employer also puts in $1,800. By the way, we call this “free money” so you should really do everything you can to make your contribution whenever your employer offers a match.<\/p>\n

Money market account:<\/strong>\u00a0 An interest-bearing account that is combines saving account and checking account features but pays a higher interest rate.<\/p>\n

Pension: <\/strong>An employee benefit plan established or maintained by an employer or employee organization (such as a union).\u00a0 They provide retirement income for a pre-defined period.<\/p>\n

Profit-Sharing: <\/strong>Incentive plans used by businesses that provide employees compensation based on their employer\u2019s profitability. It is paid in addition to regular salaries and bonuses. \u00a0<\/strong><\/p>\n

Traditional IRA, Roth IRA, Rollover IRA:<\/strong> Learn more in this article.<\/p>\n

SEP-IRA:<\/strong> Form of retirement account used by self-employed people and small business owners<\/a> that has much higher contribution limits than Traditional or Roth IRAs<\/a>.<\/p>\n

Taxable Account:\u00a0 <\/strong>These brokerage accounts do not have favorable tax treatment such as a 401k or an IRA.\u00a0<\/p>\n

Vesting: <\/strong>Time you must work for your employer before the employer match in your retirement is yours to keep.\u00a0 100% vested means you get all the money as soon as its contributed by your employer.\u00a0 50% a year means you\u2019d receive 50% of the employer match after completing 1 year of employment and the other 50% after 2 years of employment for instance.<\/p>\n

Investment Terms<\/h2>\n

Asset Allocation: <\/strong>How you decide to mix different types of investments.\u00a0 Based on your risk and return preferences, you\u2019ll put more money into certain types of assets: stocks vs. bond v.s cash etc.<\/p>\n

Bonds: <\/strong>When you hold bonds, you are the lender of money and you collect interest payments.\u00a0 Think of it like a mortgage but instead of you borrowing the money and paying it back, you are lending the money and receiving interest and principal back.<\/p>\n

Capital Gains:<\/strong> The difference between what you bought an investment for and what you sell it for. If you sold for less that you paid for, you end up with a loss of course.<\/p>\n

Dividends:<\/strong>\u00a0 Cash flows you receive from investment such as stocks.\u00a0 Cash flows are usually usually quarterly.<\/p>\n

Dollar Cost Averaging:<\/strong> A money management technique whereby you invest money at various time periods regardless of the investments value. For example, investing every two weeks through your 401k.<\/p>\n

ETF:<\/strong> Investments vehicles similar to mutual funds but which can trade during the trading day and they are much cheaper.\u00a0 These are the most common form of investment among beginners.\u00a0 Most use ETF Index Funds.<\/p>\n

Index Funds:<\/strong>\u00a0 Similar to mutual funds but they typically have a lower management fees\u00a0<\/p>\n

Interest: <\/strong>Cash flow you receive from investments such as money market accounts, bonds, bank accounts, etc\u2026 Cash flows are usually monthly.<\/p>\n

Mutual Funds:<\/strong> Pooled money which is invested in a variety of investments.<\/p>\n

Principal: <\/strong>When you lend money, the payments you receive back are part interest earned and part return of your lended money.\u00a0 The part that is return of your money is principal.<\/p>\n

Stocks: <\/strong>An investment whereby you own part of a company.<\/p>\n

Risk:\u00a0 <\/strong>How much you can expect to earn on an investment each year on average and how much you can expect it to increase or decrease each year.\u00a0 The more the investment value fluctuates, the more risk it has.\u00a0 Statistics are often used to describe investment risk with the most popular being stand deviation around the average return.<\/p>\n

REITs:<\/strong> Are pooled investments that invest in real estate.<\/p>\n

By Joseph Reinke, CFA<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

In order to make money complement your life and not dictate it, you need to be able to understand what you read\/hear.\u00a0 Being able to interpret the language of money is key to understanding. Therefore, we put together this list of investment terms to help you build a solid foundation as you begin building your […]<\/p>\n","protected":false},"author":1,"featured_media":14045,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[187],"tags":[],"class_list":["post-13804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-archive","post-wrapper","thrv_wrapper"],"yoast_head":"\n25 Investment Terms For Beginners - FitBUX<\/title>\n<meta name=\"description\" content=\"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"25 Investment Terms For Beginners\" \/>\n<meta property=\"og:description\" content=\"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/\" \/>\n<meta property=\"og:site_name\" content=\"FitBUX Articles\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fitbuxofficial\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup\" \/>\n<meta property=\"article:published_time\" content=\"2022-06-29T11:47:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-15T15:51:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Joseph Reinke, CFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:site\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joseph Reinke, CFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/\"},\"author\":{\"name\":\"Joseph Reinke, CFA\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\"},\"headline\":\"25 Investment Terms For Beginners\",\"datePublished\":\"2022-06-29T11:47:27+00:00\",\"dateModified\":\"2023-09-15T15:51:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/\"},\"wordCount\":783,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/25-investment-terms-for-beginngers.webp\",\"articleSection\":[\"Investing\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/\",\"name\":\"25 Investment Terms For Beginners - FitBUX\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/25-investment-terms-for-beginngers.webp\",\"datePublished\":\"2022-06-29T11:47:27+00:00\",\"dateModified\":\"2023-09-15T15:51:59+00:00\",\"description\":\"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/25-investment-terms-for-beginngers.webp\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/25-investment-terms-for-beginngers.webp\",\"width\":1200,\"height\":628,\"caption\":\"25 investment terms for beginngers\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/investment-terms-for-beginners\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"25 Investment Terms For Beginners\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"name\":\"FitBUX Articles\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\",\"name\":\"Fitbux\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"width\":351,\"height\":108,\"caption\":\"Fitbux\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fitbux\",\"https:\\\/\\\/www.pinterest.com\\\/fitbuxinc\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCQA-iD8NkfXVaavtrLkV8cA\\\/featured\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\",\"name\":\"Joseph Reinke, CFA\",\"description\":\"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.\",\"sameAs\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/joseph-reinke-bio-page\\\/\",\"https:\\\/\\\/www.facebook.com\\\/groups\\\/FitBUXOfficialGroup\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/jreinke12\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.youtube.com\\\/@fitbux\"],\"honorificSuffix\":\"CFA\",\"birthDate\":\"1983-05-01\",\"gender\":\"male\",\"knowsAbout\":[\"Finance\",\"real estate\",\"investments\",\"student loans\",\"financial planning\"],\"jobTitle\":\"CEO & Founder of FitBUX\",\"worksFor\":\"FitBUX\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"25 Investment Terms For Beginners - FitBUX","description":"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/","og_locale":"en_US","og_type":"article","og_title":"25 Investment Terms For Beginners","og_description":"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.","og_url":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/","og_site_name":"FitBUX Articles","article_publisher":"https:\/\/www.facebook.com\/fitbuxofficial\/","article_author":"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","article_published_time":"2022-06-29T11:47:27+00:00","article_modified_time":"2023-09-15T15:51:59+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp","type":"image\/webp"}],"author":"Joseph Reinke, CFA","twitter_card":"summary_large_image","twitter_creator":"@fitbuxofficial","twitter_site":"@fitbuxofficial","twitter_misc":{"Written by":"Joseph Reinke, CFA","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#article","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/"},"author":{"name":"Joseph Reinke, CFA","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7"},"headline":"25 Investment Terms For Beginners","datePublished":"2022-06-29T11:47:27+00:00","dateModified":"2023-09-15T15:51:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/"},"wordCount":783,"commentCount":0,"publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp","articleSection":["Investing"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/","url":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/","name":"25 Investment Terms For Beginners - FitBUX","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#primaryimage"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp","datePublished":"2022-06-29T11:47:27+00:00","dateModified":"2023-09-15T15:51:59+00:00","description":"One key to good money management is understanding. Here are 25 investment terms for beginners to help you on your way.","breadcrumb":{"@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#primaryimage","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2022\/06\/25-investment-terms-for-beginngers.webp","width":1200,"height":628,"caption":"25 investment terms for beginngers"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fitbux.com\/articles\/investment-terms-for-beginners\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fitbux.com\/articles\/"},{"@type":"ListItem","position":2,"name":"25 Investment Terms For Beginners"}]},{"@type":"WebSite","@id":"https:\/\/www.fitbux.com\/articles\/#website","url":"https:\/\/www.fitbux.com\/articles\/","name":"FitBUX Articles","description":"","publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fitbux.com\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.fitbux.com\/articles\/#organization","name":"Fitbux","url":"https:\/\/www.fitbux.com\/articles\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","width":351,"height":108,"caption":"Fitbux"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fitbuxofficial\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/company\/fitbux","https:\/\/www.pinterest.com\/fitbuxinc\/","https:\/\/www.youtube.com\/channel\/UCQA-iD8NkfXVaavtrLkV8cA\/featured"]},{"@type":"Person","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7","name":"Joseph Reinke, CFA","description":"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.","sameAs":["https:\/\/www.fitbux.com\/articles\/joseph-reinke-bio-page\/","https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/in\/jreinke12\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.youtube.com\/@fitbux"],"honorificSuffix":"CFA","birthDate":"1983-05-01","gender":"male","knowsAbout":["Finance","real estate","investments","student loans","financial planning"],"jobTitle":"CEO & Founder of FitBUX","worksFor":"FitBUX"}]}},"_links":{"self":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/13804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/comments?post=13804"}],"version-history":[{"count":2,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/13804\/revisions"}],"predecessor-version":[{"id":16666,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/13804\/revisions\/16666"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media\/14045"}],"wp:attachment":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media?parent=13804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/categories?post=13804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/tags?post=13804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}