{"id":1217,"date":"2019-02-10T22:00:14","date_gmt":"2019-02-11T04:00:14","guid":{"rendered":"http:\/\/fitbuxarticles.fitbux.com\/?p=1217"},"modified":"2022-04-07T12:28:27","modified_gmt":"2022-04-07T17:28:27","slug":"student-loan-interest-deduction","status":"publish","type":"post","link":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/","title":{"rendered":"Student Loan Interest Deduction"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n

By Joseph Reinke, CFA<\/a>, Founder of FitBUX<\/a><\/em><\/p>\n

With the passage of Trump’s tax bill and tax season on the horizon, many Members of FitBUX<\/a>\u00a0have emailed me about the student loan interest deduction “controversy” and have asked for my opinion.\u00a0 <\/strong><\/p>\n

For those of you that need a quick update, you can write-off a certain portion of the interest you pay on your student loans.\u00a0 The total student loan interest deduction is capped based on various factors. In addition, you lose the ability to write-off the interest once you hit a certain threshold in income.<\/p>\n

    \n
  1. What Is A Student Loan Interest Deduction?<\/a><\/li>\n
  2. How Much Student Loan Interest Can I Deduct?<\/a><\/li>\n
  3. My Thoughts on Student Loan Interest Deduction<\/a><\/li>\n<\/ol>\n

    <\/a><\/p>\n

    What Is A Student Loan Interest Deduction?<\/h2>\n

    Assume you borrowed $144,000 in student loans at a 6% interest rate. For the sake of simplicity, let’s also assume\u00a0simple interest.\u00a0 This means you will pay $8,640 in interest for the year.<\/p>\n

    If you make $70,000 in income for the year, the student loan interest deduction would reduce your taxable income to $61,360 ($70,000 less the $8,640 you paid in interest).\u00a0 In short, if you are in the 20% tax bracket, deducting your student loan interest would put $1,728 in your pocket.<\/p>\n

    Currently, the student loan interest deduction is capped at $2,500 per year.\u00a0 As previously mentioned, this is reduced based on various circumstances, mainly your annual income.<\/p>\n

    One common question we get is: Can I deduct interest if I refinance my student loans? The answer is yes. If you want to learn more about student loan refinancing, check out our ultimate guide.<\/a>
    \n    <\/a><\/p>\n

    How Much Student Loan Interest Can I Deduct?<\/h2>\n

    There are “phase outs” for how much interest you can write-off. The amount is based on modified adjusted gross income.<\/a><\/p>\n

    Below is a general threshold for your reference. I highly recommend using an accountant or accounting software to determine how much student loan interest you can deduct.<\/p>\n

    Taxes filed single or married and filed separately: Phase out begins at $65,000 MAGI and is completely phased out at $80,000.<\/p>\n

    Married and filing taxes jointly: Phase out begins at $135,000 and is completely phased out at $165,000.<\/p>\n

    My Personal Thoughts On Student Loan Interest Deduction<\/h2>\n

    “Should you be able to write-off any interest or not?” This is the question that is often debated.\u00a0 That discussion is for another day because it involves a much deeper and longer conversation about the tax code as a whole.<\/p>\n

    However, I will discuss the student loan interest deduction from the view point of “If we are going to have it, what should it be.”<\/p>\n

    In my opinion, there is no reason to have a cap on how much student loan interest you can deduct from your taxes.\u00a0 You should be able to write it all off.<\/p>\n

    My reasoning is this… I believe anytime money leaves my pocket and goes to any government agency it is a tax.\u00a0 I don’t care how you classify it, i.e. a tax, a fee, interest, whatever…if it goes to the government it is a form of tax.<\/p>\n

    93% of student loans in this country are owned by the Federal Government.\u00a0 Therefore, the interest you are paying is, in my opinion, already a tax.\u00a0 Not being able to deduct student loan interest from your income is essentially being taxed twice.<\/p>\n

    Again, this is my humble opinion and only an opinion on if we are to keep any form of student loan interest tax deduction….<\/p>\n

    Want to learn more about money? Be sure to check out FitBUX’s blog<\/a>.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    By Joseph Reinke, CFA, Founder of FitBUX With the passage of Trump’s tax bill and tax season on the horizon, many Members of FitBUX\u00a0have emailed me about the student loan interest deduction “controversy” and have asked for my opinion.\u00a0 For those of you that need a quick update, you can write-off a certain portion of […]<\/p>\n","protected":false},"author":1,"featured_media":1220,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[185,183],"tags":[197,299,121],"class_list":["post-1217","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan-forgiveness","category-student-loan-repayment","tag-budgeting","tag-interest-deferment","tag-student-loan-repayment","post-wrapper","thrv_wrapper"],"yoast_head":"\nStudent Loan Interest Deduction - FitBUX Articles<\/title>\n<meta name=\"description\" content=\"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student Loan Interest Deduction\" \/>\n<meta property=\"og:description\" content=\"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/\" \/>\n<meta property=\"og:site_name\" content=\"FitBUX Articles\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fitbuxofficial\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup\" \/>\n<meta property=\"article:published_time\" content=\"2019-02-11T04:00:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-07T17:28:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"422\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Joseph Reinke, CFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:site\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joseph Reinke, CFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/\"},\"author\":{\"name\":\"Joseph Reinke, CFA\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\"},\"headline\":\"Student Loan Interest Deduction\",\"datePublished\":\"2019-02-11T04:00:14+00:00\",\"dateModified\":\"2022-04-07T17:28:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/\"},\"wordCount\":585,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/Student-Loan-Interest-Deduction.jpg\",\"keywords\":[\"Budgeting\",\"Interest Deferment\",\"Student Loan Repayment\"],\"articleSection\":[\"Student Loan Forgiveness\",\"Student Loan Repayment\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/\",\"name\":\"Student Loan Interest Deduction - FitBUX Articles\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/Student-Loan-Interest-Deduction.jpg\",\"datePublished\":\"2019-02-11T04:00:14+00:00\",\"dateModified\":\"2022-04-07T17:28:27+00:00\",\"description\":\"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/Student-Loan-Interest-Deduction.jpg\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/Student-Loan-Interest-Deduction.jpg\",\"width\":750,\"height\":422,\"caption\":\"Student loan interest deduction\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/student-loan-interest-deduction\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Student Loan Interest Deduction\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"name\":\"FitBUX Articles\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\",\"name\":\"Fitbux\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"width\":351,\"height\":108,\"caption\":\"Fitbux\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fitbux\",\"https:\\\/\\\/www.pinterest.com\\\/fitbuxinc\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCQA-iD8NkfXVaavtrLkV8cA\\\/featured\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\",\"name\":\"Joseph Reinke, CFA\",\"description\":\"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.\",\"sameAs\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/joseph-reinke-bio-page\\\/\",\"https:\\\/\\\/www.facebook.com\\\/groups\\\/FitBUXOfficialGroup\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/jreinke12\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.youtube.com\\\/@fitbux\"],\"honorificSuffix\":\"CFA\",\"birthDate\":\"1983-05-01\",\"gender\":\"male\",\"knowsAbout\":[\"Finance\",\"real estate\",\"investments\",\"student loans\",\"financial planning\"],\"jobTitle\":\"CEO & Founder of FitBUX\",\"worksFor\":\"FitBUX\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Student Loan Interest Deduction - FitBUX Articles","description":"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/","og_locale":"en_US","og_type":"article","og_title":"Student Loan Interest Deduction","og_description":"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.","og_url":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/","og_site_name":"FitBUX Articles","article_publisher":"https:\/\/www.facebook.com\/fitbuxofficial\/","article_author":"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","article_published_time":"2019-02-11T04:00:14+00:00","article_modified_time":"2022-04-07T17:28:27+00:00","og_image":[{"width":750,"height":422,"url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg","type":"image\/jpeg"}],"author":"Joseph Reinke, CFA","twitter_card":"summary_large_image","twitter_creator":"@fitbuxofficial","twitter_site":"@fitbuxofficial","twitter_misc":{"Written by":"Joseph Reinke, CFA","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#article","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/"},"author":{"name":"Joseph Reinke, CFA","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7"},"headline":"Student Loan Interest Deduction","datePublished":"2019-02-11T04:00:14+00:00","dateModified":"2022-04-07T17:28:27+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/"},"wordCount":585,"commentCount":0,"publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg","keywords":["Budgeting","Interest Deferment","Student Loan Repayment"],"articleSection":["Student Loan Forgiveness","Student Loan Repayment"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/","url":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/","name":"Student Loan Interest Deduction - FitBUX Articles","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#primaryimage"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg","datePublished":"2019-02-11T04:00:14+00:00","dateModified":"2022-04-07T17:28:27+00:00","description":"This article discusses student loan interest deduction and new tax updates. See if you are able to reduce your tax bill by taking advantage of the deduction.","breadcrumb":{"@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#primaryimage","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/12\/Student-Loan-Interest-Deduction.jpg","width":750,"height":422,"caption":"Student loan interest deduction"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fitbux.com\/articles\/student-loan-interest-deduction\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fitbux.com\/articles\/"},{"@type":"ListItem","position":2,"name":"Student Loan Interest Deduction"}]},{"@type":"WebSite","@id":"https:\/\/www.fitbux.com\/articles\/#website","url":"https:\/\/www.fitbux.com\/articles\/","name":"FitBUX Articles","description":"","publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fitbux.com\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.fitbux.com\/articles\/#organization","name":"Fitbux","url":"https:\/\/www.fitbux.com\/articles\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","width":351,"height":108,"caption":"Fitbux"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fitbuxofficial\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/company\/fitbux","https:\/\/www.pinterest.com\/fitbuxinc\/","https:\/\/www.youtube.com\/channel\/UCQA-iD8NkfXVaavtrLkV8cA\/featured"]},{"@type":"Person","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7","name":"Joseph Reinke, CFA","description":"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.","sameAs":["https:\/\/www.fitbux.com\/articles\/joseph-reinke-bio-page\/","https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/in\/jreinke12\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.youtube.com\/@fitbux"],"honorificSuffix":"CFA","birthDate":"1983-05-01","gender":"male","knowsAbout":["Finance","real estate","investments","student loans","financial planning"],"jobTitle":"CEO & Founder of FitBUX","worksFor":"FitBUX"}]}},"_links":{"self":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/1217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/comments?post=1217"}],"version-history":[{"count":0,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/1217\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media\/1220"}],"wp:attachment":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media?parent=1217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/categories?post=1217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/tags?post=1217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}