{"id":1150,"date":"2017-09-23T22:20:00","date_gmt":"2017-09-24T03:20:00","guid":{"rendered":"http:\/\/fitbuxarticles.fitbux.com\/?p=1150"},"modified":"2022-04-07T12:32:18","modified_gmt":"2022-04-07T17:32:18","slug":"how-navient-can-cost-you-thousands","status":"publish","type":"post","link":"https:\/\/www.fitbux.com\/articles\/how-navient-can-cost-you-thousands\/","title":{"rendered":"How Navient Can Cost You Thousands"},"content":{"rendered":"<div id=\"pl-1150\" class=\"panel-layout\">\n<div id=\"pg-1150-0\" class=\"panel-grid panel-no-style\" data-style=\"{&quot;background_image_attachment&quot;:false,&quot;background_display&quot;:&quot;tile&quot;,&quot;cell_alignment&quot;:&quot;flex-start&quot;}\" data-ratio=\"1\" data-ratio-direction=\"right\">\n<div id=\"pgc-1150-0-0\" class=\"panel-grid-cell\" data-weight=\"1\">\n<div id=\"panel-1150-0-0-0\" class=\"so-panel widget widget_black-studio-tinymce widget_black_studio_tinymce panel-first-child panel-last-child\" data-index=\"0\" data-style=\"{&quot;background_image_attachment&quot;:false,&quot;background_display&quot;:&quot;tile&quot;}\">\n<div class=\"textwidget\"><em>By Joseph Reinke, <\/em><a href=\"http:\/\/www.cfainstitute.org\" target=\"_blank\"><em>CFA<\/em><\/a><em>, CEO of <\/em><a href=\"http:\/\/www.fitbux.com\"><em>FitBUX<\/em><\/a><\/div>\n<div><\/div>\n<div class=\"textwidget\">Student loan servicers work for the Federal government not you!\u00a0 The CFPB receives numerous complaints about them not applying payments correctly.\u00a0 Well, you spoke and we listened by introducing our new MyFit Student Loan Tracking Service.\u00a0 One of our Member&#8217;s story of dealing with Navient highlights the need for this service.\u00a0 Below is the email we received from Taylor F: &#8220;I&#8217;ve now been paying on my student loans for 2 months and just realized that my standard payments AND my extra payments have all gone towards interest, none towards principle. Despite paying $2,700 so far and expecting to have about 2k of that towards principle according to online calculators, I have actually only made a $600 dent in my loans due to their unethical allocation of payments. This is all despite me sending them a letter from the template I got from you specifically describing how to allocate extra payments. I realize that even the standard payment allocation is purposely unethical and makes it impossible for me to pay off the loans, hence the class action lawsuit that is underway. I don&#8217;t want to keep making payments and just hope I am reimbursed for my wrongs. I want to leave Navient immediately for a private loan with a lower interest rate.&#8221; What Taylor experienced is not a &#8220;one-off&#8221; experience that student loan borrowers but it a major issue.\u00a0 Just these two months alone of payments being applied wrong would have costs Taylor $800 in additional interest.\u00a0 Just imagine if he did not realize his payments were not being applied right and kept on doing the same thing month after month&#8230;.It would cost $10,000s in extra interest having been paid. Not only did Navient not apply the payments correctly, they had put the loans into forbearance for no reason without notifying Taylor.\u00a0 If he had tried to refinance his loans he would have been declined! This is just one example we see on a daily basis which is why we developed are tracking service. Now we can help you develop your repayment strategy and track it to make sure it is implemented correctly by you and YOUR LOAN SERVICER. Get more info and sign-up today:<\/p>\n<p style=\"text-align: center;\"><a class=\"button large\" href=\"https:\/\/www.fitbux.com\/myfit-tracking-solution\/\">Get MyFit Tracking<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Joseph Reinke, CFA, CEO of FitBUX Student loan servicers work for the Federal government not you!\u00a0 The CFPB receives numerous complaints about them not applying payments correctly.\u00a0 Well, you spoke and we listened by introducing our new MyFit Student Loan Tracking Service.\u00a0 One of our Member&#8217;s story of dealing with Navient highlights the need [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","tve_updated_post":"","tve_custom_css":"","tve_user_custom_css":"","tve_globals":{},"tcb2_ready":0,"tcb_editor_enabled":0,"tve_landing_page":"","_tve_header":"","_tve_footer":""},"categories":[185,183],"tags":[121,9],"class_list":["post-1150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-loan-forgiveness","category-student-loan-repayment","tag-student-loan-repayment","tag-student-loans","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Navient Can Cost You Thousands - FitBUX Articles<\/title>\n<meta name=\"description\" content=\"Student loan servicers don&#039;t apply prepayments correctly. Now you have a company on your side to help you save thousands...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Navient Can Cost You Thousands\" \/>\n<meta property=\"og:description\" content=\"Student loan servicers don&#039;t apply prepayments correctly. Now you have a company on your side to help you save thousands...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/\" \/>\n<meta property=\"og:site_name\" content=\"FitBUX Articles\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fitbuxofficial\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup\" \/>\n<meta property=\"article:published_time\" content=\"2017-09-24T03:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-07T17:32:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1501\" \/>\n\t<meta property=\"og:image:height\" content=\"1127\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Joseph Reinke, CFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:site\" content=\"@fitbuxofficial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joseph Reinke, CFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/how-navient-can-cost-you-thousands\\\/\"},\"author\":{\"name\":\"Joseph Reinke, CFA\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\"},\"headline\":\"How Navient Can Cost You Thousands\",\"datePublished\":\"2017-09-24T03:20:00+00:00\",\"dateModified\":\"2022-04-07T17:32:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/how-navient-can-cost-you-thousands\\\/\"},\"wordCount\":380,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/student-Loan-payment.png\",\"keywords\":[\"Student Loan Repayment\",\"Student Loans\"],\"articleSection\":[\"Student Loan Forgiveness\",\"Student Loan Repayment\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/how-navient-can-cost-you-thousands\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/\",\"name\":\"How Navient Can Cost You Thousands - FitBUX Articles\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/student-Loan-payment.png\",\"datePublished\":\"2017-09-24T03:20:00+00:00\",\"dateModified\":\"2022-04-07T17:32:18+00:00\",\"description\":\"Student loan servicers don't apply prepayments correctly. Now you have a company on your side to help you save thousands...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/student-Loan-payment.png\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2017\\\/09\\\/student-Loan-payment.png\",\"width\":1501,\"height\":1127,\"caption\":\"student Loan payment\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/other-debts\\\/how-navient-can-cost-you-thousands\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Navient Can Cost You Thousands\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"name\":\"FitBUX Articles\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#organization\",\"name\":\"Fitbux\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"contentUrl\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/FitBux_logo-3-09-e1631548478225.png\",\"width\":351,\"height\":108,\"caption\":\"Fitbux\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fitbux\",\"https:\\\/\\\/www.pinterest.com\\\/fitbuxinc\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCQA-iD8NkfXVaavtrLkV8cA\\\/featured\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/#\\\/schema\\\/person\\\/1a5bd7a1ddaf4a003cde1ecc743e4cf7\",\"name\":\"Joseph Reinke, CFA\",\"description\":\"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.\",\"sameAs\":[\"https:\\\/\\\/www.fitbux.com\\\/articles\\\/joseph-reinke-bio-page\\\/\",\"https:\\\/\\\/www.facebook.com\\\/groups\\\/FitBUXOfficialGroup\",\"https:\\\/\\\/www.instagram.com\\\/fitbuxofficial\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/jreinke12\\\/\",\"https:\\\/\\\/x.com\\\/fitbuxofficial\",\"https:\\\/\\\/www.youtube.com\\\/@fitbux\"],\"honorificSuffix\":\"CFA\",\"birthDate\":\"1983-05-01\",\"gender\":\"male\",\"knowsAbout\":[\"Finance\",\"real estate\",\"investments\",\"student loans\",\"financial planning\"],\"jobTitle\":\"CEO & Founder of FitBUX\",\"worksFor\":\"FitBUX\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Navient Can Cost You Thousands - FitBUX Articles","description":"Student loan servicers don't apply prepayments correctly. Now you have a company on your side to help you save thousands...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/","og_locale":"en_US","og_type":"article","og_title":"How Navient Can Cost You Thousands","og_description":"Student loan servicers don't apply prepayments correctly. Now you have a company on your side to help you save thousands...","og_url":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/","og_site_name":"FitBUX Articles","article_publisher":"https:\/\/www.facebook.com\/fitbuxofficial\/","article_author":"https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","article_published_time":"2017-09-24T03:20:00+00:00","article_modified_time":"2022-04-07T17:32:18+00:00","og_image":[{"width":1501,"height":1127,"url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png","type":"image\/png"}],"author":"Joseph Reinke, CFA","twitter_card":"summary_large_image","twitter_creator":"@fitbuxofficial","twitter_site":"@fitbuxofficial","twitter_misc":{"Written by":"Joseph Reinke, CFA","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#article","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/how-navient-can-cost-you-thousands\/"},"author":{"name":"Joseph Reinke, CFA","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7"},"headline":"How Navient Can Cost You Thousands","datePublished":"2017-09-24T03:20:00+00:00","dateModified":"2022-04-07T17:32:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/how-navient-can-cost-you-thousands\/"},"wordCount":380,"commentCount":0,"publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png","keywords":["Student Loan Repayment","Student Loans"],"articleSection":["Student Loan Forgiveness","Student Loan Repayment"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.fitbux.com\/articles\/how-navient-can-cost-you-thousands\/","url":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/","name":"How Navient Can Cost You Thousands - FitBUX Articles","isPartOf":{"@id":"https:\/\/www.fitbux.com\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#primaryimage"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png","datePublished":"2017-09-24T03:20:00+00:00","dateModified":"2022-04-07T17:32:18+00:00","description":"Student loan servicers don't apply prepayments correctly. Now you have a company on your side to help you save thousands...","breadcrumb":{"@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#primaryimage","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2017\/09\/student-Loan-payment.png","width":1501,"height":1127,"caption":"student Loan payment"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fitbux.com\/articles\/other-debts\/how-navient-can-cost-you-thousands\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.fitbux.com\/articles\/"},{"@type":"ListItem","position":2,"name":"How Navient Can Cost You Thousands"}]},{"@type":"WebSite","@id":"https:\/\/www.fitbux.com\/articles\/#website","url":"https:\/\/www.fitbux.com\/articles\/","name":"FitBUX Articles","description":"","publisher":{"@id":"https:\/\/www.fitbux.com\/articles\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fitbux.com\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.fitbux.com\/articles\/#organization","name":"Fitbux","url":"https:\/\/www.fitbux.com\/articles\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/","url":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","contentUrl":"https:\/\/www.fitbux.com\/articles\/wp-content\/uploads\/2021\/09\/FitBux_logo-3-09-e1631548478225.png","width":351,"height":108,"caption":"Fitbux"},"image":{"@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fitbuxofficial\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/company\/fitbux","https:\/\/www.pinterest.com\/fitbuxinc\/","https:\/\/www.youtube.com\/channel\/UCQA-iD8NkfXVaavtrLkV8cA\/featured"]},{"@type":"Person","@id":"https:\/\/www.fitbux.com\/articles\/#\/schema\/person\/1a5bd7a1ddaf4a003cde1ecc743e4cf7","name":"Joseph Reinke, CFA","description":"Joseph Reinke is a Chartered Financial Analyst (CFA) Charter Holder and founder of FitBUX which has helped over 14,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.","sameAs":["https:\/\/www.fitbux.com\/articles\/joseph-reinke-bio-page\/","https:\/\/www.facebook.com\/groups\/FitBUXOfficialGroup","https:\/\/www.instagram.com\/fitbuxofficial\/","https:\/\/www.linkedin.com\/in\/jreinke12\/","https:\/\/x.com\/fitbuxofficial","https:\/\/www.youtube.com\/@fitbux"],"honorificSuffix":"CFA","birthDate":"1983-05-01","gender":"male","knowsAbout":["Finance","real estate","investments","student loans","financial planning"],"jobTitle":"CEO & Founder of FitBUX","worksFor":"FitBUX"}]}},"_links":{"self":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/1150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/comments?post=1150"}],"version-history":[{"count":0,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/posts\/1150\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media\/1154"}],"wp:attachment":[{"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/media?parent=1150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/categories?post=1150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fitbux.com\/articles\/wp-json\/wp\/v2\/tags?post=1150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}