By Joseph Reinke, CFA, Founder of FitBUX Earnest student loan refinance was founded in 2013. They stand out for an underwriting approach based on a borrower’s earning potential. In our 2019 Earnest student loan refinance review, we provide an overview of the company, pros, and cons as well as who may want to use them. …
By Joseph Reinke, CFA, Founder of FitBUX Our student loan planning experts have helped FitBUX Members manage and eliminate over $950 million in student loans over the past two years. In doing so, we’ve helped them shop various student loan refinance companies as part of our free student loan refinance service. We’ve also helped Members throughout the…
By Joseph Reinke, CFA, CEO of FitBUX Many that use FitBUX’s free student loan planning service and have asked us about implementing Dave Ramsey’s Snowball Method for repaying student loans. This article reviews the cost tradeoff of this strategy relative to repaying your highest interest rate student loan first, an example, what not to do regardless…
By Joseph Reinke, CFA, Founder of FitBUX I often get asked why there aren’t more free student loan planners that work for companies like FitBUX. The answer is…the finance industry is very archaic. In short, the finance industry doesn’t include student loan planners because its not “traditionally” the way financial experts make money. This article…
By Joseph Reinke, CFA, Founder of FitBUX SoFi student loan refinance (actual company name is Social Finance, Inc.) was founded in 2013. They stand apart from others because they were the first “tech” company to enter the space. They are now well known because they have the biggest marketing budget of all the student loan…
By Joseph Reinke, CFA, Founder of FitBUX Lendkey was founded in 2013. They stand out for their customer service and extremely competitive rates on short-term loans. In our 2019 Lendkey student loan refinance review, we provide an overview of the company, pros, and cons. Be sure to check out the other companies also by…
Joseph Reinke, CFA, Founder of FitBUX Refinancing student loans is a hot topic and has exploded over the past few years. I feel like I’m bombarded constantly with “Refinance Student Loan” advertisements. We’ve helped over 5,000 new grads explore refinancing. Unfortunately, most are extremely confused about it….So I developed this extensive guide. You don’t need…
By Joseph Reinke, CFA Founder of FitBUX Student loans and mortgages are top of mind for many new grads. One of the goals we most often hear on our free FitBUX Coaching calls is the desire to purchase a home in the future. One question we get on a daily basis: Should refinancing student loans…
By Joseph Reinke, CFA, Founder of FitBUX Almost two years ago, I joined Will Boyd on the Breaking Student Debt Podcast. On the podcast, we discussed the similarities and differences between the student loan crisis and mortgage crisis. Since that podcast, I’ve been asked numerous times what actions should be taken to solve the student…
By Joseph Reinke, CFA, Founder of FitBUX Splash Financial was founded in 2013. They stand out for their flexible underwriting guidelines and internal customer service. They are ideal for those that have a good credit score but also have a high debt-to-income ratio. In our 2019 Splash Financial student loan refinance review, we provide an overview…
