Student Loan Articles

Fed Loans Messes Up Again

Another Student Loan Servicer Horror Story

By Joseph Reinke, CFA, CEO of FitBUX $95,000-$20,000 = $0 (?!) This call that I just had with a FitBUX Member (we’ll call him Jim) and his loan servicer ...
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Public service loan forgiveness update

Public Service Loan Forgiveness: Will You Be Part Of The 0.3%?

By Joseph Reinke, CFA, CEO of FitBUX One of the biggest fears of FitBUX Members pursuing Public Service Loan Forgiveness (PSLF) is the chance that they may not qualify, ...
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deferred student loan interest

Deferred Student Loan Interest: What You Need to Know

By Joseph Reinke, CFA, CEO of FitBUX We often times hear from new grads who are astonished by how much student debt they have to “deal with”. One of ...
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Buying A House When Saddled With Crushing Student Loan Debt

By Joseph Reinke, CFA, CEO of FitBUX The dream of many, as well as the most common way for Americans to build wealth is buying a home. That is ...
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How you should make payments during your student loan grace period

Student Loan Grace Period: Clearing The Confusion

By Joseph Reinke, CFA CEO of FitBUX When it comes to your student loan grace period, having a plan will save you a lot of money and put you ...
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cost of living

Cost of Living And Your Student Loans

By Joseph Reinke, CFA CEO of FitBUX We all want to repay our student loans faster or save for the down payment on our dream house. While these are ...
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student loan confusion

Is Your Student Loan Servicer Confusing You?

By Joseph Reinke, CFA, CEO of FitBUX At FitBUX, we often hear of stories from new Members who were either provided incorrect information by their student loan servicer or are ...
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Student Loan interest rate

A Student Loan Strategy When Student Loan Interest Rates Increase

By Joseph Reinke, CFA, CEO of FitBUX There is a lot of chatter among grad school students and new grads about the high-interest rate the Federal government charges on ...
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Should I refinance my student loans or get a mortgage first

Should You Refinance Your Student Loans Before Getting a Mortgage?

By Joseph Reinke, CFA Founder of FitBUX One of the goals we most often hear on our free FitBUX Coaching calls for student loans is the desire to purchase ...
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Student Loan Reviews

Beware of Student Loan Relief Scams

By Edmund Lau, CFA We’ve come across certain companies with questionable business practices and wanted to share our thoughts to make sure our readers don’t fall victim to these ...
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PSLF Temporary Expansion (TEPSLF): Are You Eligible?

By Joseph Reinke, CFA, Founder of FitBUX On May 23, 2018, The U.S. Department of Education (ED) announced additional conditions under which you may become eligible for loan forgiveness if some ...
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Student loan Refinancing

Understanding The Student Loan Refinancing Nuances with FitBUX

By Joseph Reinke, CFA, Founder of FitBUX Each student loan refinance company has their own nuances when deciding whether an applicant is a “good risk”, i.e. likely to repay ...
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Student Loan Servicer Complaints and the CFPB

By Joseph Reinke, CFA, Founder of FitBUX Many of our Members have asked us where they can go to file complaints about the Federal student loan servicers, so here ...
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Perkins Student Loan

Perkins Student Loan Cancellation

By Edmund Lau, CFA Many of the individuals who have received help from FitBUX with their student loan repayment plan have been shocked to find out they qualify to ...
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identity theft

The Cost of Identity Theft: A Real-life Example

By Joseph Reinke, CFA, Founder of FitBUX Over the past few months, we’ve seen more and more graduates looking to refinance their student loans, apply for a home loan, ...
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net worth

The impact of your education on your (future) net worth

Joseph Reinke, CFA, CEO of FitBUX We came across an article titled "The net worth of college graduates with student debt is truly depressing" and started scratching our  heads ...
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Student Loan Refinancing

8 Student Loan Refinancing Myths Debunked

Joseph Reinke, CFA, CEO of FitBUX We often get questions on the topic of student loan refinancing. Whether it is in our student loan workshops for graduate programs throughout ...
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Public Service Loan Forgiveness Trump Spending Plan

PSLF Program Gets $350M Boost From Spending Bill

Joseph Reinke, CFA, CEO of FitBUX Last week, President Trump signed a $3.1 trillion spending bill. The bill included a one-time $350 million expansion for student loan borrowers seeking ...
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FOMC Interest Rate Hike and Student Loans

By Joseph Reinke, CFA, CEO of FitBUX The FOMC (the Federal Open Market Committee, a.k.a “The Fed”) recently raised interest rates. This article details the effect this has on ...
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Saving Money In School

How To Save On Student Loans While In School

By Joseph Reinke, CFA, CEO of FitBUX In the student loan workshops we do for university programs across the country, we start by detailing how much you, as a ...
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