Lendkey Student Loan Refinance Review

2019 Lendkey Student Loan Refinance Review

By Joseph Reinke, CFA, Founder of FitBUX Lendkey was founded in 2013.  They stand out for their customer service and extremely competitive rates on short-term loans.   In our ...
This is our Commonbond student loan refinance review. Commonbond is one of the 7 lenders in FitBUX's free student loan refinance service.

2019 Earnest Student Loan Refinance Review

By Joseph Reinke, CFA, Founder of FitBUX Earnest student loan refinance was founded in 2013.  They stand out for an underwriting approach based on a borrower’s earning potential.  In ...
2019 SoFi Student Loan Refinance Review

2019 SoFi Student Loan Refinance Review

By Joseph Reinke, CFA, Founder of FitBUX SoFi student loan refinance (actual company name is Social Finance, Inc.) was founded in 2013.  They stand apart from others because they ...
7 Best Student Loan Refinance Companies

7 Best Student Loan Refinance Companies

By Joseph Reinke, CFA, Founder of FitBUX We've helped FitBUX Members manage and eliminate over $700 million in student loans over the past two years.  In doing so, we've helped them ...
Splash Financial Student Loan Refinance

2019 Splash Financial Student Loan Refinance Review

By Joseph Reinke, CFA, Founder of FitBUX Splash Financial was founded in 2013.  They stand out for their flexible underwriting guidelines and internal customer service.  They are ideal for those ...
Refinance Student Loans The Ultimate Guide

Refinancing Student Loans: The Ultimate Guide By FitBUX

Joseph Reinke, CFA, Founder of FitBUX Refinancing student loans is a hot topic and has exploded over the past few years. I feel like I’m bombarded constantly with “Refinance ...
Income Based Repayment Survey

Income Based Repayment: 88% Don’t Know How These Ticking Time Bombs Work

By Joseph Reinke, CFA, Founder of FitBUX “Income Based Repayment” In Context Income based repayment plans are the fastest growing student loan plans in the country.  Below is a ...
Student Loan Planner For New Grads

Finding A Student Loan Planner Is Hard – Here’s Why

By Joseph Reinke, CFA, Founder of FitBUX I often get asked why there aren’t more student loan planners that work for companies like FitBUX.  The answer is…the finance industry ...
REPAYE Interest Subsidy

REPAYE Interest Subsidy and When To Take Advantage Of It

By Joseph Reinke, CFA, Founder of FitBUX Many people are intrigued when they read about the REPAYE interest subsidy. However, very few know the financial details surrounding it.  In ...
Discretionary income and student loans

Discretionary Income and Student Loans

By Joseph Reinke, CFA, Founder of FitBUX When it comes to personal finance, discretionary income is the amount of money we have left over after we pay for our ...
Commonbond Student Loan Refinance

2019 Commonbond Student Loan Refinance Review

By Joseph Reinke, CFA, Founder of FitBUX Commonbond was founded in 2011.  They stand out for their new technology in which they won FitBUX’s 2019 award for best new technology.  ...
PAYE vs REPAYE

PAYE vs REPAYE: Understanding These Student Loan Repayment Plans

By Joseph Reinke, CFA, Founder of FitBUX There is a lot of confusion about Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE). This guide walks ...
Income Driven Repayment Calculator

Income Driven Repayment Calculator

By Joseph Reinke, CFA, Founder of FitBUX Many websites have student loan income driven repayment calculators.  However, most are flawed and they make it hard to compare student loan ...
Income Driven Repayment Plan and How To Use It

Income Driven Repayment Plans: How They Work & How To Use Them

By Joseph Reinke, CFA, Founder of FitBUX Income driven repayment plans, also referred to as IDR or student loan forgiveness, are extremely complex and confusing.  To make matters worse, ...
How To Get Student Loans Forgiven

How To Get Student Loans Forgiven

By Joseph Reinke, CFA, Founder of FitBUX There has been a lot of chatter about individuals not qualifying for student loan forgiveness despite having, in their mind, done “everything ...
public service loan forgiveness calculator

Public Service Loan Forgiveness Calculator

By Joseph Reinke, CFA, Founder of FitBUX Our public service loan forgiveness calculator (PSLF) does the following: It helps you determine how much you’d save by going on PSLF ...
Partial Financial Hardship

Partial Financial Hardship: What Is It & How To Calculate It

By Joseph Reinke, CFA, Founder of FitBUX Many people researching income driven repayment plans come across this word termed partial financial hardship.  When you read the government’s definition you ...
PSLF

Public Service Loan Forgiveness – The Complete Guide By FitBUX

By: Edmund Lau, CFA This guide is about public service loan forgiveness, or PSLF for short. We speak to many individuals who aren’t familiar with the program, do not ...
Student Loans Married Filing Separately or Jointly

Student Loans: Married Filing Separately or Jointly

By Joseph Reinke, CFA, Founder of FitBUX For those seeking student loan forgiveness via an income-driven repayment plan (IDR), there is a lot of confusion regarding how to file ...
PSLF Program Update

PSLF Program Update: The Headlines Are Deceiving

By Joseph Reinke, CFA, CEO of FitBUX This article discusses new data that was released for the PSLF program. It also discusses how to protect yourself just in case ...