Category: Other Debt

January 23, 2018 No comments exist

FitBUX as told by a FitBUX member. We can help you too. The story below is from an existing FitBUX member, Landon Pillsbury, PT, DPT from Omaha, NE. We’re very glad we could help. If you need help figuring it all out, simply join FitBUX here and schedule a free coaching call. If need be, we can get…

December 6, 2017 No comments exist

Proposed Changes to Federal Student Loan Repayment ProgramsThe PROSPER ActThe PROSPER Act (Promoting Real Opportunity, Success and Prosperity through Education Reform) was introduced on December 1, 2017. The overall goal of this act is to reduce the role of taxpayers in funding federal public education by eliminating forgiveness of student loans and reducing the number…

November 18, 2017 No comments exist

A Member of FitBUX had a terrible experience with her Federal student loan servicer which we’ve found happens way to often.  She was kind enough to put her story in writing to help others that are repaying student loans (all names and personal information has been changed)…. “I started paying my federal student loans several months…

September 23, 2017 No comments exist

By Joseph Reinke, CFA, CEO of FitBUX Student loan servicers work for the Federal government not you!  The CFPB receives numerous complaints about them not applying payments correctly.  Well, you spoke and we listened by introducing our new MyFit Student Loan Tracking Service.  One of our Member’s story of dealing with Navient highlights the need…

September 11, 2017 1 comment

By Joseph Reinke, CFA, CEO of FitBUX I’ve had the honor of doing our student loan workshop for 50+ DPT programs through out the country.  One common question that I consistently receive is…How do I increase my credit score?  A good credit score is important because you can get a better interest rate in the…

May 1, 2017 No comments exist

Are we headed for a student loan bubble? With Joe Reinke, CEO of FitBUX Joseph Reinke, the CEO of FitBUX, discuss whether or not we are currently headed towards a student loan bubble with Will Boyd of the Breaking Student Debt Podcast. A few weeks ago Will was watching The Big Short, which is a…

January 23, 2017 No comments exist

By Joseph Reinke, CFA, CEO of FitBUX “It’s not just about student loans, it’s about your entire life!” This is often how we explain FitBUX’s innovative technology to new clients. This case study illustrates how we recently developed a sound plan for one of our users, which often entails much more than just student loans,…

December 27, 2016 No comments exist

By Joseph Reinke, CEO of FitBUX The Wall St. Journal recently published an article that highlights the need to plan for your future if you are using a Federal income driven repayment (“IDR”) plan to repay your student loans.  In 2015, the government collected $171 million in Social Security benefits for unpaid student loans.  The…

September 7, 2016 1 comment

By Joseph Reinke, CFA Often times when we refinance our student loans, we ask ourselves one simple question: Does refinancing save me money? The marketing geniuses at lending companies also know this and is why you see student loan refinance advertisements with big bold words saying how much an average person saves. However, the decision…

November 2, 2015 No comments exist

Does My Rate Always Drop If I Refinance Student Loans?Refinancing your student loans is always encouraged by financial “professionals.”  However, three circumstances have to happen for you to have the ability to refinance.Your financial situation has to improve.  In finance, we say that “you are now more credit worthy.”  When you initially received your student…