Discover the flexibility and savings of our Income Share Agreement.
Join our pilot program now!

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Payments that adjust to your earnings. Because life is not a straight line.

FitBUX goes beyond traditional federal or private student loan options.  We offer income share agreements. Payments are based on a percentage of your current and forecasted earnings, giving you ultimate flexibility and savings.  Manage your financial future with ease.



Earn Less? Pay Less

If your earnings decrease, your payments will decrease or potentially be deferred.
Flexibility is good.


Earn More? Pay Off Quicker

A new job? A bonus? Congrats! You will now repay more quickly and save.
Saving is good.


It's That Simple

Sit back, relax.  FitBUX payments adjust to your personal situation for extra flexibility.
It just makes sense.





Zero interest, zero principal financing.

With a FitBUX income share agreement, repayment is a percentage of your earnings. No burdensome principal and interest loan payments. Plain and simple.

We invest in your success.

Since your monthly repayment amount is based on your forecasted earnings, the more you earn, the faster you fulfill your income share agreement.  Your goals and ours are fully aligned: we want you to succeed.





How We Do It: The FitBUX Score


Because you're way more than a credit score.

Your FitBUX Score, based on our proprietary algorithm, sets the parameters of your income share agreement. It uses factors such as personal achievements, past and current earnings, as well as earnings potential. We take your past, present, and future into account. We consider the ENTIRE YOU.

That's why Taylor refinanced with FitBUX.

Click here to see how Taylor expects to save $12,997 and shave several months off of her student loan repayment schedule by refinancing with a FitBUX income share agreement.

Income Share Agreement

3 easy steps to get your personalized ISA




1-Request An Invite
Be part of our pilot program, you'll be set up in no time.

2-Talk With Us
Let's get to know each other better. We're in this together.

3-Get Your ISA
Explore FitBUX's key benefits to YOU. No fees, no obligation.

Join our pilot program now, get $150.*


*You'll receive $150 upon funding of your FitBUX Income Share Agreement. Click here for details.